2395 NW 81ST AVENUE, WILDWOOD, FL, 34785
Active165 days on marketListed Mar 1, 2026MLS #G5108925
About this home
2395 NW 81ST AVENUE
PRICE IMPROVEMENT!! VACANT LOT IN THE PRESERVE @ OAK HILL!!!! Build your dream home in this beautiful premier gated community and choose your own builder with NO build time restrictions! This gorgeous 3.91-acre parcel is cleared and ready to build, while still offering a private, peaceful setting surrounded by mature trees and breathtaking natural scenery. This quiet, quaint, horse-friendly community features 150+/- acres of riding trails, giving equestrian enthusiasts the rare opportunity to ride directly from their own backyard. The Preserve @ Oak Hill is a highly desirable deed-restricted community designed to preserve the beauty and tranquility of its natural surroundings — and there are limited lots remaining! Conveniently located just a short drive to The Villages with easy access to I-75 and the Florida Turnpike, WEC, plus nearby shopping, dining, entertainment, medical facilities, and more. Enjoy close proximity to Homosassa and Crystal River, while benefiting from the continued expansion along SR 44 including Publix, Lowe's, The Home Depot, and more! Now offered at a reduced price — don’t miss this incredible opportunity to own one of the few remaining lots in this sought-after community!!!
Facts & features
The home at a glance
3.91 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,490 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,490/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $304K
Wildwood median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 2395 NW 81ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$495,000
1511 COUNTY ROAD 243A
3 bd · 2 ba · 1,691 sqft · $293/sqft · 99 DOM
Sold · Apr ’26$576,000
1543 COUNTY ROAD 243A
4 bd · 2 ba · 1,955 sqft · $295/sqft · 42 DOM
Sold · May ’26$645,000
1848 CR 243A
3 bd · 2.5 ba · 2,004 sqft · $322/sqft · 225 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2395 NW 81ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2395 NW 81ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2395 NW 81ST AVENUE FAQs
What would the monthly payment be for 2395 NW 81ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,490/mo — principal and interest, the actual property-tax bill, the $118/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2395 NW 81ST AVENUE?+
The association fee works out to $118 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2395 NW 81ST AVENUE?+
The most recent tax bill on record (2025) was $1,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2395 NW 81ST AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wildwood?+
At $330,000, this home is listed about 14% above the Wildwood median of $288,875. The market section on this page shows how the area is trending.
Which schools are assigned to 2395 NW 81ST AVENUE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$330,000 runs 29% above the WILDWOOD 34785 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
165 days on market against a Wildwood median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $335,000, now $330,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Clarissa Rainey. MLS #G5108925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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