David Ramirez
$244,900$279,0002 bd2 ba1,618 sqft$151 /sqft$2,532 /mo all-in ↓

9270 SW 92ND PLACE ROAD, OCALA, FL, 34481

Active153 days on marketListed Mar 4, 2026MLS #G5108698

Reduced $34KSingle Family ResidenceON TOP OF THE WORLD

About this home

9270 SW 92ND PLACE ROAD

PRICE REDUCED AND MOTIVATED SELLER! Located in the Williamsburg neighborhood of On Top of the World, this beautifully remodeled 2 bedroom, 2 bath home is ready for its new owner. From the moment you step inside, you'll notice the volume ceilings, luxury vinyl plank flooring, and the bright, open feel throughout the home. The kitchen has been completely updated with 42-inch upper cabinets, soft-close cabinetry and drawers, granite countertops, tile backsplash, breakfast bar seating, and brand-new stainless steel appliances. The primary suite offers a walk-in closet, additional linen storage, dual sinks with marble countertops, a tiled step-in shower with glass doors, and an anti-fog mirror. The guest bathroom has also been beautifully updated with granite countertops, soft-close cabinetry, and a tiled step-in shower with glass doors. Additional features include a spacious guest bedroom with a large built-in closet, extra hallway storage, updated ceiling fans throughout, and a 2022 HVAC system. Step outside and enjoy the screened lanai and private courtyard, providing the perfect space to relax, entertain, or enjoy Florida's beautiful weather. The home also offers a 1-car garage for added convenience. Residents of On Top of the World enjoy access to an abundance of amenities, including golf courses, pools, fitness centers, recreation facilities, walking trails, clubs, and a full calendar of activities. If you're looking for a move-in ready home with modern updates and an active lifestyle, this one is a must-see.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,618

Sqft

0.21 ac

Lot size

1

Garage

1995

Year built

One

Levels

$151

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorCourtyard · Irrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$479/mo
Taxes (2025)$4,115/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,532 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$343
HOA fee — from the listing$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,572Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,572
Interest rate6.00%
Loan term

Estimated payment

$2,532/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$343
HOA / condo fee$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$235KedgeAI estimate $262,810 · range $249K$289K$301K

vs edgeAI estimate

−6.8%

$/sqft vs ON TOP OF THE WORLD

$151 vs $149

Days on market

153 vs 48 typical

Where $151/sqft sits among the 242 homes for sale in ON TOP OF THE WORLD

63
56
35 · this home
33
27
28
$99–122$122–146$146–169$169–192$192–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 9270 SW 92ND PLACE ROAD inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

109 of 242

ON TOP OF THE WORLD have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $244,900 $34K
Mar 4, 2026Listed at $279,000 · 153 days on market since
1995Built · ON TOP OF THE WORLD

Reality check

What actually sold near 9270 SW 92ND PLACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8959 SW 96TH LANE UNIT ASold · Dec ’25

$155,000

8959 SW 96TH LANE UNIT A · same community

2 bd · 2 ba · 1,728 sqft · $90/sqft · 124 DOM

9275 SW 97TH LANE UNIT BSold · Dec ’25

$197,500

9275 SW 97TH LANE UNIT B · same community

2 bd · 2 ba · 1,470 sqft · $134/sqft · 36 DOM

10414 SW 105TH TERRACESold · Dec ’25

$340,000

10414 SW 105TH TERRACE · same community

2 bd · 2 ba · 1,767 sqft · $192/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9270 SW 92ND PLACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9270 SW 92ND PLACE ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

9270 SW 92ND PLACE ROAD FAQs

What would the monthly payment be for 9270 SW 92ND PLACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,532/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9270 SW 92ND PLACE ROAD?+

The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9270 SW 92ND PLACE ROAD?+

The most recent tax bill on record (2025) was $4,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9270 SW 92ND PLACE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $244,900, this home is listed about 18% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9270 SW 92ND PLACE ROAD?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Holly Price. MLS #G5108698.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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