David Ramirez
$295,900$349,9005 bd4 ba2,948 sqft$100 /sqft$2,580 /mo all-in ↓

212 CASSADY STREET, UMATILLA, FL, 32784

Active156 days on marketListed Feb 19, 2026MLS #G5108196

Reduced $54KSingle Family ResidenceNOT APPLICABLE

About this home

212 CASSADY STREET

Umatilla Classic 2-Storey Home with RENT-TO-OWN Option! Enjoy timeless charm and spacious living with this attractive, 3,000 square foot, 5 Bedroom, 4 Bath home, blending craftsmanship and character with the space and functionality you've been searching for. Featuring a NEW roof, NEW paint inside and out, and NEW appliances! Needs some TLC so you can really make this one your own! From the moment you step inside, you’ll be pleasantly surprised. The welcoming reception room just off the entry foyer makes a perfect home office, reading space, or creative studio. French doors open into a light-filled living room featuring a decorative fireplace that anchors the space with warmth and charm. The living room flows seamlessly into a generous dining area that comfortably accommodates a table for eight or more, creating an ideal setting for gatherings, celebrations, and everyday connection. The kitchen offers a fun French country feel, with open shelving and a generously sized pantry to accommodate cookware, small appliances, and your culinary essentials. The primary bedroom suite features travertine flooring, an en-suite bath, and its own private entrance that leads to a covered walkway and open patio. This outdoor space invites relaxation at the end of a long day and creates the perfect setting for quiet evenings under the Florida sky. Upstairs, you’ll discover an enchanting retreat complete with a spacious bedroom, full bath, and family loft area. Downstairs, three additional bedrooms provide ample room for family and guests, including a suite with its own private entrance and covered porch. Can be customized to serve as a true In-Law Suite. The partially fenced yard offers space for gardening, play, or pets. This lovely home is ideal for multi-generational living or potential income-producing opportunities. The location is amazing! Enjoy a walk to parks, the library, schools, and local restaurants, or a short bike ride or drive to Lake County Regional Park with walking trails, baseball and soccer fields, tennis courts, and a dog park. Umatilla is known as the "Gateway to the Ocala National Forest". Only twenty minutes to Mount Dora, thirty minutes to The Villages, fifty minutes to Orlando, and just about an hour to Daytona Beach. If you have been searching for space, character, craftsmanship, flexibility, PRICE, options, and location all in one, this home delivers. Schedule your showing today!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

2,948

Sqft

0.25 ac

Lot size

1920

Year built

Two

Levels

$100

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Laminate · Travertine · Hardwood
AppliancesDishwasher · Microwave · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral · Space Heater

Outside & construction

RoofOther · Shingle
ConstructionMetal Siding · Wood Frame
FoundationCrawlspace
FacesNorth
ParkingCovered · Driveway
ExteriorOther · Sidewalk

Community & fees

Taxes (2025)$6,569/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Natural Gas Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,580 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,742
FHA mortgage insurance (est.)$131
Property tax — 2025 actual bill$547
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,357Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,357
Interest rate6.00%
Loan term

Estimated payment

$2,580/mo

Principal & interest$1,742
FHA mortgage insurance (est.)$131
Property taxes (actual bill)$547
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NOT APPLICABLE

$100 vs $413

Days on market

156 vs 58 typical

Where $100/sqft sits among the 14 homes for sale in NOT APPLICABLE

7 · this home
5
1
0
0
1
$100–393$393–686$686–978$978–1271$1271–1564$1564+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Umatilla

Map of 212 CASSADY STREET

Drive times from this address

Downtown Orlando59 min
Universal Orlando62 min
Walt Disney World68 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

6 of 14

NOT APPLICABLE have cut their price

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

CurrentPrice reduced to $295,900 $54K
Feb 19, 2026Listed at $349,900 · 156 days on market since
1920Built · NOT APPLICABLE

Reality check

What actually sold near 212 CASSADY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2711 1ST AVENUE WSold · Mar ’26

$710,000

2711 1ST AVENUE W · same community

4 bd · 3 ba · 2,844 sqft · $250/sqft · 14 DOM

10810 WHEELER PLACESold · Sep ’25

$710,000

10810 WHEELER PLACE · same community

4 bd · 3 ba · 2,700 sqft · $263/sqft · 61 DOM

10542 ABUNDANCE GROVE WAYSold · Dec ’25

$495,000

10542 ABUNDANCE GROVE WAY · same community

4 bd · 3 ba · 2,461 sqft · $201/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 212 CASSADY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 212 CASSADY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

212 CASSADY STREET FAQs

What would the monthly payment be for 212 CASSADY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,580/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 212 CASSADY STREET?+

The most recent tax bill on record (2025) was $6,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Umatilla?+

At $295,900, this home is listed about 13% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 212 CASSADY STREET?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BEACON REAL ESTATE & ASSOC · Al Spry. MLS #G5108196.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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