David Ramirez
$459,900$475,0003 bd2 ba2,224 sqft$207 /sqft$3,300 /mo all-in ↓

365 VIA BIANCA DRIVE, DAVENPORT, FL, 33896

Active170 days on marketListed Feb 15, 2026MLS #G5108015

Reduced $15KPrivate poolSingle Family ResidenceLOMA DEL SOL PH 02 D

About this home

365 VIA BIANCA DRIVE

**SELLER IS OFFERING A BUYER CONCESSION THAT COULD REDUCE MONTHLY MORTGAGE PAYMENTS BY APPROXIMATELY $290-$560 DURING THE FIRST TWO YEARS OF THE LOAN FOR QUALIFIED BUYERS.** Experience the perfect combination of space, privacy, and Florida outdoor living in this beautifully maintained POOL home located in the desirable Loma Del Sol Phase II community in Davenport. Nestled on an oversized 0.33-acre pie-shaped lot with no rear neighbors, this property offers a level of outdoor space and seclusion that is becoming increasingly difficult to find. Ideally positioned just minutes from I-4, this convenient location provides easy access to Orlando, Tampa, world-famous attractions, shopping, dining, and everyday conveniences, while still offering the charm of an established neighborhood complete with a community park, playground, gazebo, and low annual HOA fees. Inside, you'll find 2,225 square feet of well-designed living space featuring a split-bedroom floor plan, formal living and dining rooms, a spacious family room, elegant archways, and architectural details that add character throughout the home. Large windows and sliding glass doors allow natural light to fill the interior, creating a bright and welcoming atmosphere. At the center of the home, the kitchen offers abundant cabinetry, generous counter space, a breakfast bar, breakfast nook, built-in workspace, and black stainless LG appliances installed in 2021 with remaining warranties. A secondary prep sink on the island adds functionality for meal preparation, entertaining, and everyday living. Step outside and discover the true highlight of this property. The screened lanai overlooks a heated saltwater pool and attached spa accented by tranquil waterfall features, creating your own private backyard retreat. Whether hosting family and friends, enjoying a quiet evening swim, or relaxing under the covered patio, this outdoor space is designed to be enjoyed year-round. The fully fenced backyard also features irrigation, raised garden beds, multiple access gates, and plenty of room for pets, play, and outdoor activities. The spacious primary suite serves as a private sanctuary with direct access to the lanai through sliding glass doors, dual closets, and an en suite bath featuring double vanities, a jetted garden tub, and a separate walk-in shower. The additional bedrooms provide comfortable accommodations for family and guests alike. Adding to the home's peace of mind is a NEW ROOF installed in November 2024 with a 20-year warranty, completed wind mitigation inspection, natural gas service, county water, septic system, fiber internet availability, and a wired storage shed. Offering a rare combination of indoor comfort, outdoor enjoyment, privacy, and major recent updates, this exceptional property is ready to welcome its next owner. Schedule your private showing today and see all that this Davenport home has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,224

Sqft

0.33 ac

Lot size

2

Garage

1997

Year built

One

Levels

$207

Per sqft

Private poolGarden & Pool viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room · Other · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock · Slab
ViewGarden · Pool
FacesNorth
ParkingDriveway
ExteriorDog Run · Garden · Irrigation System · Lighting · Other · Outdoor Shower · Private Yard · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$25/mo
Taxes (2025)$2,456/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Park · Playground · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Public · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,300 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$205
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,097
Interest rate6.00%
Loan term

Estimated payment

$3,300/mo

Principal & interest$2,707
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$205
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$379KedgeAI estimate $408,064 · range $395K$435K$478K

vs edgeAI estimate

+12.7%

$/sqft vs Davenport actives

$207 vs $191

Days on market

170 vs 50 typical

Where $207/sqft sits among the 400 Davenport actives

63
105
88
67 · this home
41
36
$148–166$166–184$184–202$202–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Loma Del Sol

Map of 365 VIA BIANCA DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World17 min
Universal Orlando27 min
Downtown Orlando34 min
Orlando Int’l Airport (MCO)38 min
Downtown Tampa59 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

Loma Del Sol — neighborhood snapshot

Population

1,203

Median age

37

Median income

$84,265

Median home value

$342,000

Avg household

3

Households w/ children

99%

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$350K$355K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

173 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,900 $15K
Feb 15, 2026Listed at $475,000 · 170 days on market since
1997Built · LOMA DEL SOL PH 02 D

Reality check

What actually sold near 365 VIA BIANCA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

603 LOMA DEL SOL DRIVESold · Sep ’25

$490,000

603 LOMA DEL SOL DRIVE · same community

4 bd · 3 ba · 2,374 sqft · $206/sqft · 40 DOM

115 HENUE COURTSold · Aug ’25

$334,880

115 HENUE COURT · same community

3 bd · 2 ba · 1,496 sqft · $224/sqft · 16 DOM

1562 DELIGHTFUL DRIVESold · Aug ’25

$442,000

1562 DELIGHTFUL DRIVE

4 bd · 3 ba · 2,217 sqft · $199/sqft · 151 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 365 VIA BIANCA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 365 VIA BIANCA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

365 VIA BIANCA DRIVE FAQs

What would the monthly payment be for 365 VIA BIANCA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,300/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 365 VIA BIANCA DRIVE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 365 VIA BIANCA DRIVE?+

The most recent tax bill on record (2025) was $2,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 365 VIA BIANCA DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $459,900, this home is listed about 18% above the Davenport median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 365 VIA BIANCA DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$459,900 runs 23% above the DAVENPORT 33896 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

170 days on market against a Davenport median of 50 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $475,000, now $459,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of ELITE EVOLUTION PROPERTIES · Gustavo Castano. MLS #G5108015.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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