38230 YALE CIRCLE, LEESBURG, FL, 34788
Active150 days on marketListed Mar 3, 2026MLS #G5107816
About this home
38230 YALE CIRCLE
Lakefront paradise in Central Florida with this quality-built Mediterranean-style home on the shores of 4,000 ACRE LAKE YALE. Nestled on about 5 ACRES at the end of an oak-studded parcel, this custom-built oasis combines SIMPLE LIVING with NATURAL BEAUTY. As you approach, FEEL A WORLD AWAY, embraced by calm tranquility with EXPANSIVE lake frontage. Step inside to experience PANORAMIC unobstructed VIEWS of over 240 ft of LAKEFRONT, visible from nearly every room. This home’s split design features a 14-foot foyer and spacious 12-foot ceilings framing its waterfront setting. Welcoming you into a space where SIMPLICITY MEETS FUNCTIONALITY, creating a peaceful, almost otherworldly retreat. Perfectly situated between the charming town of Mount Dora and the bustling community of The Villages, this home is convenient to both the vibrant attractions of Disney and Universal and the natural beauty of Florida's beaches and springs. If you dream of privacy, luxury, and an unparalleled lakefront lifestyle, this rare Florida property awaits you. The vacant adjacent lot is also listed for sale. Add that and think about building another home for your family compound on 10 acres total.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
3,400
Sqft
4.9 ac
Lot size
2
Garage
2001
Year built
One
Levels
$368
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,740 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,740/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$368 vs $283
Days on market
150 vs 50 typical
Where $368/sqft sits among the 252 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34788 — neighborhood snapshot
Population
21,867
Median age
56.4
Median income
$57,477
Median home value
$168,900
Avg household
2.33
Households w/ children
1,648
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$281K → $261K
Leesburg median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
116 of 252
N/A have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 334% above the LEESBURG 34788 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 38230 YALE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$573,000
2202 OLD TAVARES ROAD · same community
4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM
Sold · Dec ’25$950,000
4701 NE JACKSONVILLE ROAD · same community
5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM
Sold · Mar ’26$1,275,000
16422 SPRING VALLEY ROAD · same community
4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38230 YALE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38230 YALE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38230 YALE CIRCLE FAQs
What would the monthly payment be for 38230 YALE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,740/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38230 YALE CIRCLE?+
The most recent tax bill on record (2025) was $4,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Leesburg?+
At $1,250,000, this home is listed about 324% above the Leesburg median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 38230 YALE CIRCLE?+
Treadway Elementary School (elementary), Leesburg High School (high), Oak Park Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,250,000 runs 334% above the LEESBURG 34788 median — but at 3,400 sqft it's also nearly twice the size of the typical Leesburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
150 days on market against a Leesburg median of 50 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Mary Jo Williams. MLS #G5107816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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