15995 NW 10TH CIRCLE, CITRA, FL, 32113
Active177 days on marketListed Jan 29, 2026MLS #G5107400
About this home
15995 NW 10TH CIRCLE
Welcome to your dream equestrian estate in Citra, Florida! Located within the highly sought-after equestrian community of Paddocks of Millwood, this exceptional horse farm is thoughtfully designed for both luxury living and top-tier equine functionality. With convenient access to I-75, the property is ideally situated just 30 minutes to the World Equestrian Center, 10 minutes to Majestic Oaks, and 15 minutes to the Ocala Jockey Club.The beautifully maintained 3-bedroom, 2-bath residence plus office/den offers 2,395 square feet under air and features a 3-car garage, gated entrance, and an impressive outdoor living space complete with a screened lanai, covered patio, and resort-style pool—perfect for entertaining or unwinding after a day at the barn. Inside, the home welcomes you with a spacious foyer and voluminous ceilings, leading into an elegant living room showcasing a fireplace, built-ins, and vaulted ceilings. The open-concept kitchen overlooks the living area and features wood cabinetry, stainless steel appliances, and a charming breakfast nook. The primary suite is a true retreat with a tray ceiling, dual walk-in closets, and a spa-like ensuite offering a soaking tub, walk-in shower, dual vanities, and private water closet. Guest bedrooms are generously sized and share a well-appointed hall bath. Beyond the home, this property truly shines as a fully equipped equestrian facility. The block 9-stall horse barnfeatures matted stalls, fans, and automatic waterers in every stall. The land is beautifully laid out with nine individual cross-fenced paddocks, no-climb perimeter fencing, a grass riding area, and ample room to add a full arena if desired. Designed with functionality, safety, and the Florida farm lifestyle in mind, this turnkey horse property is ideal for any equestrian demand. A rare opportunity to own a premier equestrian estate in the heart of horse country.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,395
Sqft
10.16 ac
Lot size
3
Garage
2002
Year built
One
Levels
$578
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,694 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,694/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+86.2%
$/sqft vs Citra actives
$578 vs $171
Days on market
177 vs 62 typical
Where $578/sqft sits among the 43 Citra actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,382
Median age
49.6
Median income
$62,401
Median home value
$161,400
Avg household
2.37
Households w/ children
493
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$239K → $180K
Citra median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
22 of 43
Citra actives have cut their price
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 846% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 15995 NW 10TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,552,200
15952 NW 10TH CIRCLE · same community
4 bd · 2.5 ba · 2,965 sqft · $524/sqft · 23 DOM
Sold · Jul ’26$435,000
465 NE 155TH STREET ROAD
4 bd · 2 ba · 2,482 sqft · $175/sqft · 153 DOM
Sold · Jan ’26$775,000
1500 NW 155TH STREET
3 bd · 2 ba · 2,487 sqft · $312/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15995 NW 10TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15995 NW 10TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15995 NW 10TH CIRCLE FAQs
What would the monthly payment be for 15995 NW 10TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,694/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15995 NW 10TH CIRCLE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15995 NW 10TH CIRCLE?+
The most recent tax bill on record (2025) was $5,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15995 NW 10TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citra?+
At $1,385,000, this home is listed about 417% above the Citra median of $268,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15995 NW 10TH CIRCLE?+
Sparr Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,385,000 runs 846% above the CITRA 32113 median — but at 2,395 sqft it's also 55% larger than the typical Citra listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
177 days on market against a Citra median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,495,000, now $1,385,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAMINGO REAL ESTATE & MNGMT · Roy Vaca. MLS #G5107400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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