David Ramirez
$394,000$411,0003 bd2 ba1,700 sqft$232 /sqft$3,181 /mo all-in ↓

3073 RIVERDALE ROAD, THE VILLAGES, FL, 32162

Active194 days on marketListed Jan 26, 2026MLS #G5106971

Reduced $17KSingle Family ResidenceVILLAGES/SUMTER

About this home

3073 RIVERDALE ROAD

$17,000 PRICE REDUCTION! MOTIVATED SELLERS! Expanded and Updated Designer Banyan Model. BOND PAID and TURNKEY with the exception of artwork and personal items. Expanded 6 feet in the garage, 4 feet on the guest side of the home, 3 feet on the Florida Room and Lanai, this home has many upgrades including 2022 ROOF and WATER HEATER. 2024 HVAC, 2023/2024 FURNITURE UPGRADES, 2024 KITCHEN UPGRADE and 2024 POWER SCREENS ON LANAI. Floors are tiled throughout with exception of 2 guest rooms, which are carpeted. The split bedroom plan has the PRIMARY SUITE with lighted ceiling fan, WALK IN CLOSET and EN SUITE BATH with 2022 CABINETS and CORIAN COUNTERTOP on one side of the home and on the opposite side of the home, the GUEST WING offers TWO AMPLE GUEST ROOMS, one with BAY WINDOW, BUILT IN MURPHY BED / STORAGE, lighted ceiling fan, WALK IN CLOSET and BUILT IN DESK WITH OVERHEAD STORAGE. The other guest room has QUEEN BED FURNITURE SET, lighted ceiling fan and WALK IN CLOSET. A JACK AND JILL BATH connects to each guest room and has STORAGE TOWERS on either side of a WIDE VANITY with TWO SINKS, plus a JETTED TUB WITH SHOWER. The Kitchen has 42" SOFT WHITE CABINETS with PULL OUT SHELVES, new SINK and QUARTZ COUNTER TOPS accented by a NEW CUSTOM KITCHEN ISLAND in RICH BROWN FINISH with QUARTZ TOP. The kitchen is open to both the DINING and LIVING AREAS, both of which have NEW FURNISHINGS, including a WALL MOUNTED TELEVISION. At the back of the home, the FAMILY ROOM/DEN also has NEW LEATHER FURNISHINGS and a LARGE SCREEN TV on entertainment stand, ceiling fan, windows on three sides and access to the COVERED SCREENED LANAI, complete with ceiling fan, DINING TABLE / 4 CHAIRS, SOFA and END TABLE plus POWERED PRIVACY SCREENS with REMOTE. The INDOOR LAUNDRY ROOM is between the kitchen and GARAGE and includes additional storage. The stretched garage houses WORK BENCH, storage cabinets and a whole house water filtration system and reverse osmosis drinking water system. The large corner lot has room expansion, pool or patio. See two pool sketches in photos section. Great location -2/10ths of a mile to GLENVIEW COUNTRY CLUB'S RESTAURANT & Bar, golf and pool, which is literally AT THE END OF THE STREET! Quick and easy to get to SAVANNAH CENTER with great ticketed events and NANCY LOPEZ COUNTRY CLUB with 2 RESTAURANTS. Also, very near two town squares - SPANISH SPRINGS and LAKE SUMTER LANDING, both with many restaurants and retailers plus LIVE NIGHTLY ENTERTAINMENT! Great opton for personal use or income property!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,700

Sqft

0.24 ac

Lot size

2

Garage

2002

Year built

One

Levels

$232

Per sqft

Turnkey55+ community

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$204/mo
Taxes (2025)$3,877/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Playground · Pool · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,319
FHA mortgage insurance (est.)$174
Property tax — 2025 actual bill$323
HOA fee — from the listing$204
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,790Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,790
Interest rate6.00%
Loan term

Estimated payment

$3,181/mo

Principal & interest$2,319
FHA mortgage insurance (est.)$174
Property taxes (actual bill)$323
HOA / condo fee$204
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $394K
$333KedgeAI estimate $368,391 · range $347K$388K$410K

vs edgeAI estimate

+7%

$/sqft vs VILLAGES/SUMTER

$232 vs $267

Days on market

194 vs 52 typical

Where $232/sqft sits among the 28 homes for sale in VILLAGES/SUMTER

15 · this home
7
1
3
0
2
$208–267$267–326$326–384$384–443$443–502$502+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 3073 RIVERDALE ROAD

Drive times from this address

Downtown Orlando68 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$340K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

15 of 28

VILLAGES/SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $394,000 $17K
Jan 26, 2026Listed at $411,000 · 194 days on market since
2002Built · VILLAGES/SUMTER

Reality check

What actually sold near 3073 RIVERDALE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1936 PALO ALTO AVENUESold · Jul ’26

$392,500

1936 PALO ALTO AVENUE · same community

3 bd · 2 ba · 1,715 sqft · $229/sqft · 44 DOM

1273 OAK FOREST DRIVESold · Sep ’25

$360,000

1273 OAK FOREST DRIVE · same community

3 bd · 2 ba · 1,662 sqft · $217/sqft · 171 DOM

1273 FORT LAWN LOOPSold · Dec ’25

$342,500

1273 FORT LAWN LOOP · same community

3 bd · 2 ba · 1,623 sqft · $211/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3073 RIVERDALE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3073 RIVERDALE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3073 RIVERDALE ROAD FAQs

What would the monthly payment be for 3073 RIVERDALE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,181/mo — principal and interest, the actual property-tax bill, the $204/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3073 RIVERDALE ROAD?+

The association fee works out to $204 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3073 RIVERDALE ROAD?+

The most recent tax bill on record (2025) was $3,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3073 RIVERDALE ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $394,000, this home is priced right at the The Villages median.

Which schools are assigned to 3073 RIVERDALE ROAD?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$394,000 runs 13% above the THE VILLAGES 32162 median.

02Time on market is leverage

194 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $411,000, now $394,000 — a $17K cut. The full history is in the market section below.

Listing courtesy of FONTANA REALTY INC. · Tina Teraskiewicz, PA. MLS #G5106971.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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