David Ramirez
$1,499,000$1,550,0004 bd3 ba3,330 sqft$450 /sqft$9,275 /mo all-in ↓

19949 S BUCKHILL ROAD, CLERMONT, FL, 34715

Active195 days on marketListed Jan 19, 2026MLS #G5106732

Reduced $51KWaterfrontPrivate poolSingle Family ResidenceLAKE MONTGOMERY ESTATES

About this home

19949 S BUCKHILL ROAD

***Stunning Luxury Equestrian Estate on 10.6 Private Acres - Lakefront Paradise in Clermont, FL*** ***Main HVAC is 6 years old , roof is 3 years old*** Welcome to your own slice of Florida heaven at 19949 S Buckhill Rd, Clermont, FL 34715, a rare opportunity to own a magnificent custom luxury home on 10.6 sprawling acres of pristine, lakefront land. Nestled in the peaceful countryside of Lake County, this exceptional property combines elegant living, equestrian excellence, and breathtaking natural beauty, all just minutes from Clermont's conveniences, the Florida Turnpike, and Orlando's attractions. Step inside this thoughtfully designed, spacious residence (featuring an open-concept layout with a grand master suite on a private upper level, tray ceilings, multiple ceiling fans, arched entries, and seamless indoor-outdoor flow). The home boasts high-end finishes, generous room sizes, and panoramic views that capture the serenity of the surrounding lake and acreage. Highlights include: • Expansive gourmet kitchen open to breakfast nook and living areas • Luxurious master retreat with tray ceiling, private balcony overlooking the property, spa-like en-suite bath, and massive walk-in closet • Additional bedrooms and flexible spaces (den, game room) • Private pool with incredible lake views, perfect for relaxing sunsets or entertaining • Whole-home generator for peace of mind during Florida storms Outside, the true magic unfolds on this 10.6-acre lakefront gem: • Direct lakefront access for fishing, boating, kayaking, or simply enjoying tranquil water vistas • Fully equipped horse barn with 3 stalls, ready for your equine companions • Three paddocks with cross fencing for safe, organized turnout and grazing • Ample room for riding trails, gardens, or future expansions, bring your horses, hobby farm dreams, or simply savor the privacy! This is country luxury at its finest, Ideal for equestrian enthusiasts, nature lovers, or anyone seeking a private retreat with room to roam. This turnkey estate won't last long in today's market for lakefront acreage properties in Clermont. Schedule your private showing today and start living the Florida lifestyle you've always envisioned!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,330

Sqft

10.64 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$450

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Exhaust Fan · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingHeat Pump · Propane

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingCircular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Guest
ExteriorBalcony · French Doors · Lighting · Outdoor Grill · Private Yard · Rain Gutters

Community & fees

HOA fee$29/mo
Taxes (2025)$5,224/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,275 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property tax — 2025 actual bill$435
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,900
Interest rate6.00%
Loan term

Estimated payment

$9,275/mo

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property taxes (actual bill)$435
HOA / condo fee$29
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$475KedgeAI estimate $684,339 · range $495K$843K$1.6M

vs edgeAI estimate

+119%

$/sqft vs Clermont actives

$450 vs $224

Days on market

195 vs 33 typical

Where $450/sqft sits among the 400 Clermont actives

167
152
46
11
7
17 · this home
$168–215$215–262$262–309$309–356$356–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Montgomery Estates

Map of 19949 S BUCKHILL ROAD inside its neighborhood boundary

Drive times from this address

Downtown Orlando35 min
Universal Orlando38 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Lake Montgomery Estates — neighborhood snapshot

Population

56

Median age

45

Median income

$56,723

Median home value

$289,800

Avg household

2

Households w/ children

5%

For the school run

Lake County School District

HighLake Minneola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

206 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 200% above the CLERMONT 34715 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,499,000 $51K
Jan 19, 2026Listed at $1,550,000 · 195 days on market since
2006Built · LAKE MONTGOMERY ESTATES

Reality check

What actually sold near 19949 S BUCKHILL ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

430 VENETO CIRCLESold · Dec ’25

$761,410

430 VENETO CIRCLE

5 bd · 4 ba · 3,357 sqft · $227/sqft · 0 DOM

397 VENETO CIRCLESold · Mar ’26

$669,990

397 VENETO CIRCLE

5 bd · 4 ba · 3,357 sqft · $200/sqft · 125 DOM

21320 MARSH VIEW COURTSold · May ’26

$900,000

21320 MARSH VIEW COURT

4 bd · 3 ba · 3,385 sqft · $266/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19949 S BUCKHILL ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19949 S BUCKHILL ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

19949 S BUCKHILL ROAD FAQs

What would the monthly payment be for 19949 S BUCKHILL ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,275/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19949 S BUCKHILL ROAD?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19949 S BUCKHILL ROAD?+

The most recent tax bill on record (2025) was $5,224. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19949 S BUCKHILL ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $1,499,000, this home is listed about 221% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 19949 S BUCKHILL ROAD?+

Lake Minneola High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,499,000 runs 200% above the CLERMONT 34715 median — but at 3,330 sqft it's also 61% larger than the typical Clermont listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

195 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,550,000, now $1,499,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of COOPER HOMEFRONT REALTY · Joe Cooper. MLS #G5106732.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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