13508 PALM DRIVE, ASTATULA, FL, 34705
Active189 days on marketListed Jan 16, 2026MLS #G5106698
About this home
13508 PALM DRIVE
Direct Lake Harris access! This well-maintained 3-bedroom, 2-bath home is located on a canal with access to the Little Harris Chain of Lakes. Enjoy true waterfront living with a private boat dock, deck, and fish-cleaning station right in your backyard. The oversized screened room is perfect for entertaining or relaxing after a day on the water, and the large boathouse easily accommodates a 22’ pontoon boat. With no HOA or deed restrictions, you own the land and enjoy complete freedom to live the lake lifestyle. Updates include a 2013 water heater, 2004 roof, 2015 A/C (serviced annually), PEX plumbing, and plywood subflooring installed in 2005. All appliances and furnishings convey, excluding personal items. Don’t miss this exceptional waterfront. Ask for a showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,056
Sqft
0.13 ac
Lot size
1988
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,531 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,531/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Astatula actives
$175 vs $225
Days on market
189 vs 57 typical
Where $175/sqft sits among the 31 Astatula actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Astatula
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Astatula. See the full Astatula guide →
ASTATULA 34705 — neighborhood snapshot
Population
3,212
Median age
40
Median income
$64,899
Median home value
$241,500
Avg household
2.88
Households w/ children
347
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Astatula market
$243K → $324K
Astatula median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
5 of 31
Astatula actives have cut their price
Median sold price, Astatula, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the ASTATULA 34705 median. See the full Astatula market guide →
Paper trail
This home's history
Reality check
What actually sold near 13508 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$110,000
26139 ROSE LANE · same community
2 bd · 2 ba · 1,064 sqft · $103/sqft · 39 DOM
Sold · Jul ’25$199,000
13349 WOODLAND DRIVE · same community
2 bd · 1 ba · 1,084 sqft · $184/sqft · 198 DOM
Sold · May ’26$97,000
26143 ROSE LANE · same community
2 bd · 2 ba · 952 sqft · $102/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13508 PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13508 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13508 PALM DRIVE FAQs
What would the monthly payment be for 13508 PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,531/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13508 PALM DRIVE?+
The most recent tax bill on record (2025) was $2,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13508 PALM DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Astatula?+
At $184,900, this home is listed about 47% below the Astatula median of $346,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13508 PALM DRIVE?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ASTATULA 34705 market on paper
$184,900 is 46% below the ASTATULA 34705 median of $343,400, and at $175/sqft it sits under the Astatula average of $240.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
189 days on market against a Astatula median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $189,900, now $184,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Josh Duclos. MLS #G5106698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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