12681 SE 54TH AVENUE, BELLEVIEW, FL, 34420
Active199 days on marketListed Jan 16, 2026MLS #G5106569
About this home
12681 SE 54TH AVENUE
PRICE REDUCTION! OWNER MOTIVATED! Discover your own private oasis on .62 acres, perfectly positioned close to everything—yet tucked away for peace and privacy. This meticulously maintained, custom built home includes 3-bedroom plus office, 2-bath home sits on a rare double lot with no neighbors on one side and offers lasting privacy and protection from future development. Relax on the charming side porch, or enjoy the light-filled enclosed front porch, thoughtfully transformed into a bright and functional home office. Step inside to find vaulted ceilings, newer flooring throughout the main living areas, and a spacious, well-designed layout ideal for everyday living and entertaining. Feel comfort in this bright, open and statigically flowing floor plan. The primary suite is a true retreat, featuring double vanities and a generously sized walk-in closet. A separate indoor laundry room with utility sink adds convenience to daily life. Major updates provide peace of mind, including a newer A/C and water heater, water softener system, and a roof just one year old. Outside, the possibilities are endless with a detached covered parking structure ideal for cars, motorhomes/RVs, boats, and other recreational vehicles. Additional highlights include electric service to the structure, a powered storage shed, and a large cleared backyard free of overhanging trees—offering storm-season peace of mind and ample space for hobbies, entertaining, or future expansion. Additional highlights include gutters, sprinkler system, well and septic, and ample space to spread out and enjoy the outdoors. This home seamlessly blends comfort, privacy, and long-term peace of mind—and best of all, NO HOA! Conveniently located just 15 minutes from The Villages and 15 minutes from Ocala, you truly get the best of both worlds.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,431
Sqft
0.62 ac
Lot size
2
Garage
1999
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,556 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,556/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.5%
$/sqft vs Belleview actives
$144 vs $177
Days on market
199 vs 29 typical
Where $144/sqft sits among the 150 Belleview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$257K → $268K
Belleview median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
68 of 150
Belleview actives have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 12681 SE 54TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$335,000
5960 SE 126TH STREET · same community
3 bd · 2 ba · 2,228 sqft · $150/sqft · 113 DOM
Sold · Nov ’25$248,000
5350 SE 125TH STREET · same community
3 bd · 2 ba · 1,927 sqft · $129/sqft · 9 DOM
Sold · Apr ’26$276,500
6040 SE 126TH LANE · same community
3 bd · 2 ba · 1,786 sqft · $155/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12681 SE 54TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12681 SE 54TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12681 SE 54TH AVENUE FAQs
What would the monthly payment be for 12681 SE 54TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,556/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12681 SE 54TH AVENUE?+
The most recent tax bill on record (2025) was $2,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleview?+
At $349,900, this home is listed about 25% above the Belleview median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12681 SE 54TH AVENUE?+
Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 39% above the BELLEVIEW 34420 median — but at 2,431 sqft it's also 46% larger than the typical Belleview listing.
02Time on market is leverage
199 days on market against a Belleview median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $369,900, now $349,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE SUPERIOR REALTY · Karey Team Yarborough. MLS #G5106569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Belleview homes, in your inbox
Like 12681 SE 54TH AVENUE but not quite? A daily digest of every new listing in Belleview — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →