1630 SE 178TH LANE, SUMMERFIELD, FL, 34491
Active201 days on marketListed Jan 14, 2026MLS #G5106553
About this home
1630 SE 178TH LANE
Virtually Staged. THIS PROPERTY IS BACK ON THE MARKET! How cool is it to live in a newly renovated home on the site of a former one room school? This property was a school in the 90s for twenty years until purchased as a private residence. The rehabilitation was never completed so it was purchased (April 2025) to renovate. You're getting a 'new' 2 bedroom, one bath manufactured home which has been lovingly upgraded and provides a serene, private location. All of the manufactured home code requirements have been met for 2026- metal roof sealed and coated, septic serviced and certified, new well for fresh water, flood elevation run off ditch in the back of the large property, appraised 1/09/26. SOME PHOTOS VIRTUALLY STAGED. The open floor plan boasts beautiful wood-look LAMINATE throughout as well as RECESSED LIGHTING, modern Ceiling Fans, a TANKLESS WATER HEATER, large Bedroom Closets and a kitchen with Butcher Block counters and Oak Cabinets that are unstained and ready for your design! NEW KITCHEN APPLIANCES INCLUDED. A large closet offers Washer/Dryer hook ups with access to the tankless HWH as well. The two bedrooms and bathroom are spacious and modern- so much can be done to make this home your own! The property is wooded and private with NO FEES. The septic and well are new and clean- you'll have no issues there! The Certificate of Occupancy was granted on Jan. 8, 2026 and the home is ready for quiet living on your own terms. And the location is close to The Villages, shopping, dining and entertainment. What more could you want? Well, if it's a storage building on the property, you have that too! Big enough for lawn equipment. Who would have thought you can get a completely renovated 2026 home on a large lot for such a low price? You Can!! Call for a private showing!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
869
Sqft
0.42 ac
Lot size
1980
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,059 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,059/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$155 vs $190
Days on market
201 vs 50 typical
Where $155/sqft sits among the 354 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
171 of 354
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 1630 SE 178TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$80,000
9081 SW 32ND TERRACE · same community
2 bd · 1 ba · 864 sqft · $93/sqft · 10 DOM
Sold · May ’26$112,500
1610 SE 178TH STREET · same community
2 bd · 2 ba · 840 sqft · $134/sqft · 4 DOM
Sold · Sep ’25$154,000
1631 SE 178TH LANE · same community
2 bd · 2 ba · 920 sqft · $167/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1630 SE 178TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1630 SE 178TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1630 SE 178TH LANE FAQs
What would the monthly payment be for 1630 SE 178TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,059/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1630 SE 178TH LANE?+
The most recent tax bill on record (2025) was $540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1630 SE 178TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $135,000, this home is listed about 53% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1630 SE 178TH LANE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SUMMERFIELD 34491 market on paper
$135,000 is 51% below the SUMMERFIELD 34491 median of $274,999, and at $155/sqft it sits under the Summerfield average of $204.
02Time on market is leverage
201 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $199,999, now $135,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Jude Hamilton. MLS #G5106553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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