David Ramirez
$585,000$599,0003 bd2 ba1,934 sqft$302 /sqft$4,132 /mo all-in ↓

16816 SE 85TH SAPELO COURT, THE VILLAGES, FL, 32162

Active213 days on marketListed Jan 16, 2026MLS #G5106018

Reduced $14KSingle Family ResidenceVILLAGES/MARION

About this home

16816 SE 85TH SAPELO COURT

GOLF COURSE VIEW AND ROOM FOR A POOL!!! Looking for a Spacious Updated Home, Paid BOND, Backs to Championship Golf Course and has ROOM FOR A POOL? Then Look no further! This Beautiful Designer Gardenia 3 Bedroom 2 Bathroom Stucco Home has everything you are looking for. Updated and Contemporary Styling this home is Located on the 2nd Tee Box of Nancy Lopez Ashley Meadows Championship Golf Course. With a LARGE YARD ready for outdoor entertaining or installation of your own Pool. As you pull up to home you will be impressed by the lovely Paver Driveway, landscaping and clean color accents. Enter through the Artistic Glass Entry Doors you feel the expansiveness of this home. With 2 Private Guest rooms and private bath with walk in shower to the left. A Large eat in kitchen to your right with STAINLESS APPLIANCES, GAS RANGE, CORIAN COUNTERS and plenty of storage and counter space fit for a professional chief. The home has Custom PORCELAIN TILE through out, NO POPCORN, Blinds, Solar Tube, HIGH CEILINGS, Updated CUSTOM LIGHTING, & Updated Ceiling Fans. A GAS FIREPLACE is the Focal Point in the Living Room along with a spacious dining room. The ENCLOSED LANAI extends your living space, has Aggregate Epoxy Pebble flooring and is heated and cooled by a portable unit. Their is also a BIRDCAGE attached, perfect to sit out and watch nature or a golfer or two. The ROOF was replaced in 2022, HVAC 2018, HWH 2017, Garage Door Opener 2024, PAID BOND. The Laundry Room/Mud Room has space for storage and leads to the 2 Car Garage with Epoxy Flooring. If Shopping, Restaurants, or Accessibility in and out of The Villages is important to you then you will Love this location. Not only do you have The Nancy Lopez Country Club, Golf Courses, and Pool Bar just minutes away by Golf Cart but you have Publix, Walgreens, The Back Porch, Beef O'Brady's, Bealls and so much more... This Home is so Spacious Inside and Out and Shows Like NEW! Furnishings are offered separately. Not often do you find a home so ready to just Move In an start living the Good Life! Schedule your showing today before this one gets away.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,934

Sqft

0.26 ac

Lot size

2

Garage

2003

Year built

One

Levels

$302

Per sqft

FireplaceGolf Course viewPartially55+ community

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGolf Course
FacesSoutheast
ExteriorIrrigation System · Lighting · Rain Gutters · Sprinkler Metered

Community & fees

Taxes (2025)$7,150/yr
CommunityCommunity Mailbox · Dog Park · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,132 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$596
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,132/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$596
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$344KedgeAI estimate $400,737 · range $358K$460K$608K

vs edgeAI estimate

+46%

$/sqft vs The Villages actives

$302 vs $255

Days on market

213 vs 52 typical

Where $302/sqft sits among the 400 The Villages actives

112
126
79
31 · this home
22
30
$200–232$232–264$264–296$296–328$328–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 16816 SE 85TH SAPELO COURT

Drive times from this address

Downtown Orlando70 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

219 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $585,000 $14K
Jan 16, 2026Listed at $599,000 · 213 days on market since
2003Built · VILLAGES/MARION

Reality check

What actually sold near 16816 SE 85TH SAPELO COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17917 SE 86TH AUBURN AVENUESold · Oct ’25

$415,000

17917 SE 86TH AUBURN AVENUE

3 bd · 2 ba · 1,907 sqft · $218/sqft · 61 DOM

3400 RICHMOND DRIVESold · Jun ’26

$380,000

3400 RICHMOND DRIVE

3 bd · 2 ba · 1,896 sqft · $200/sqft · 40 DOM

17979 SE 89TH ROTHWAY COURTSold · Jan ’26

$360,000

17979 SE 89TH ROTHWAY COURT

3 bd · 2 ba · 1,855 sqft · $194/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16816 SE 85TH SAPELO COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16816 SE 85TH SAPELO COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

16816 SE 85TH SAPELO COURT FAQs

What would the monthly payment be for 16816 SE 85TH SAPELO COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,132/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16816 SE 85TH SAPELO COURT?+

The most recent tax bill on record (2025) was $7,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $585,000, this home is listed about 54% above the The Villages median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16816 SE 85TH SAPELO COURT?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$585,000 runs 67% above the THE VILLAGES 32162 median — but at 1,934 sqft it's also 26% larger than the typical The Villages listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

213 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $599,000, now $585,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of SALLY LOVE REAL ESTATE · Donna Pulliam. MLS #G5106018.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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