David Ramirez
$2,195,000$2,595,0004 bd4.5 ba4,654 sqft$472 /sqft$13,490 /mo all-in ↓

1568 BLACK LAKE DRIVE, THE VILLAGES, FL, 32162

Active229 days on marketListed Dec 23, 2025MLS #G5105802

Reduced $400KPrivate poolSingle Family ResidenceTHE VILLAGES

About this home

1568 BLACK LAKE DRIVE

VILLAGE of BRIDGEPORT at LAKE MIONA – Experience high-end living in this Grand ST AUGUSTINE Premier floor plan, situated on a Serene, Park-like property with NO rear neighbors. This Expansive home offers 4,654 sq ft of living space Recently Refreshed with New Interior Paint and UPDATED LIGHTING THROUGHOUT. The Spacious layout features 4 Bedrooms and 4.5 Baths, including a Formal Dining Room and a central Family Room anchored by a Stunning Custom Wood-mantel Fireplace. High Ceilings continue into the GOURMET KITCHEN and Dinette, which Boast Beautiful Hand-Carved Engineered Wood Flooring. A large, versatile Bonus Room with dual Ceiling Fans offers plenty of space for a pool table or home theater, further enhancing the home's GRAND SCALE. Each of the Three Secondary Bedrooms serve as a Private Retreat; two featuring En-Suite Bathrooms and CLOSETS WITH CUSTOM BUILT-IN Organization. Your Private Backyard Oasis features a Massive Screened Birdcage protecting a TROPICAL RESORT-STYLE SALTWATER POOL with Rock Waterfall Features. The area includes a Professional-grade SUMMER KITCHEN with a High-capacity Vent Hood and a Stunning CORNER FIREPLACE with a Custom Mantel and Arched Niche. Recent upgrades include a $75,000 Outdoor Transformation, with Professional Landscaping, Lighting, new gutters, and a Hydra-wise WIFI Irrigation system. Additional highlights include an OVERSIZED 3-CAR GARAGE, a large Circular Driveway, dual HVAC systems and an Attic Radiant Barrier. Take advantage of PRIME LOCATION with easy golf cart access to Lake Sumter Landing Market square ®, Arnold Palmer's Championship Golf Course and Country Club and countless additional amenities throughout The Villages, FL. Make sure to view the VIRTUAL TOUR ---Unit 102 Bond Assessment: $2,259.09/yr (Bond Balance: $13,618.57), Unit 102 Maintenance: $1060.64/yr, Sumter Fire District: $320.71/yr. Monthly Amenity Fee: $204.00: Roof 2023

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,654

Sqft

0.41 ac

Lot size

3

Garage

2005

Year built

One

Levels

$472

Per sqft

Private poolFireplaceTrees/Woods view55+ community

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Vinyl
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingCircular Driveway · Driveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$7,949/yr
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Golf · Park · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,490 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,844
PMI (est., until 20% equity)$823
Property tax — 2025 actual bill$662
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $219,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $219,500
Interest rate6.00%
Loan term

Estimated payment

$13,490/mo

Principal & interest$11,844
PMI (est., until 20% equity)$823
Property taxes (actual bill)$662
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs THE VILLAGES

$472 vs $251

Days on market

229 vs 52 typical

Where $472/sqft sits among the 229 homes for sale in THE VILLAGES

91
89
25
11
6
7 · this home
$197–243$243–289$289–334$334–380$380–426$426+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Of Bridgeport At Lake Miona

Map of 1568 BLACK LAKE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando64 min
Universal Orlando66 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

Village Of Bridgeport At Lake Miona — neighborhood snapshot

Population

278

Median age

77

Median income

$62,271

Median home value

$368,100

Avg household

2

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$365K$340K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

125 of 229

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 527% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,195,000 $400K
Dec 23, 2025Listed at $2,595,000 · 229 days on market since
2005Built · THE VILLAGES

Reality check

What actually sold near 1568 BLACK LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

631 INDEPENDENCE PATHSold · Dec ’25

$810,000

631 INDEPENDENCE PATH · same community

4 bd · 2 ba · 2,606 sqft · $311/sqft · 180 DOM

728 DOWDING WAYSold · Dec ’25

$850,000

728 DOWDING WAY · same community

3 bd · 2 ba · 2,443 sqft · $348/sqft · 4 DOM

1903 IBARRA PLACESold · Dec ’25

$495,000

1903 IBARRA PLACE · same community

3 bd · 2 ba · 2,310 sqft · $214/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1568 BLACK LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1568 BLACK LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1568 BLACK LAKE DRIVE FAQs

What would the monthly payment be for 1568 BLACK LAKE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,490/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1568 BLACK LAKE DRIVE?+

The most recent tax bill on record (2025) was $7,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $2,195,000, this home is listed about 456% above the The Villages median of $394,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1568 BLACK LAKE DRIVE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,195,000 runs 527% above the THE VILLAGES 32162 median — but at 4,654 sqft it's also nearly 3 times the size of the typical The Villages listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

229 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,595,000, now $2,195,000 — a $400K cut. The full history is in the market section below.

Listing courtesy of FLORIDA FINE HOMES REALTY, LLC · Catherine Tarquini. MLS #G5105802.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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