David Ramirez
$310,000$350,0003 bd2 ba1,240 sqft$250 /sqft$2,261 /mo all-in ↓

4542 LEMON STREET, LADY LAKE, FL, 32159

Active230 days on marketListed Dec 19, 2025MLS #G5105649

Priced 3% below the LADY LAKE 32159 medianReduced $40KSingle Family ResidenceCARLTON VILLAGE PARK

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Upcoming open house

Sun, Aug 9

11:00 AM – 1:00 PM

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About this home

4542 LEMON STREET

Motivated Seller. Just added lot next door to the property for fantastic package. This well-maintained 3-bedroom, 2-bath block and stucco home is being sold with two additional buildable lots, creating exceptional potential for expansion, investment, or added privacy. Whether you need room for a growing family, a home-based business, equipment and storage, or simply value extra land, this property offers options that are increasingly hard to find. Inside, the home features luxury vinyl plank flooring, 5¼-inch base molding, high ceilings, six-panel doors, oak cabinetry, and charcoal stainless steel appliances. There is no popcorn ceiling, and the thoughtful updates continue with a new roof in February 2024, a water heater in 2024, and a new HVAC system in 2025, providing peace of mind for years to come. Situated on a corner lot, the property includes an additional fenced lot behind the home with garden space and existing poultry enclosures, ideal for those interested in homesteading or personal food production. The adjacent lot beside the home is mostly cleared, offering space for recreation, storage, or the benefit of extra distance from neighboring homes. Both additional lots are ready for future use, including the potential to build. The seller is relocating, creating a unique opportunity for the next owner. The location is convenient to shopping, grocery stores, schools, hospitals, and everyday necessities, while also being just minutes from everything The Villages provides, including nightly entertainment. The Harris Chain of Lakes is also nearby for boating, fishing, and outdoor recreation. Schedule your private showing today, or arrange a FaceTime tour if you are not local.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,240

Sqft

0.39 ac

Lot size

2

Garage

2007

Year built

One

Levels

$250

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorOther

Community & fees

Taxes (2025)$1,664/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,261 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$139
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate6.00%
Loan term

Estimated payment

$2,261/mo

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$139
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$196KedgeAI estimate $254,270 · range $204K$274K$322K

vs edgeAI estimate

+21.9%

$/sqft vs Lady Lake actives

$250 vs $198

Days on market

230 vs 53 typical

Where $250/sqft sits among the 196 Lady Lake actives

39
57
45
25 · this home
17
13
$128–162$162–195$195–228$228–261$261–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 4542 LEMON STREET

Drive times from this address

Downtown Orlando72 min
Universal Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

97 of 196

Lady Lake actives have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $310,000 $40K
Dec 19, 2025Listed at $350,000 · 230 days on market since
2007Built · CARLTON VILLAGE PARK

Reality check

What actually sold near 4542 LEMON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4024 ELM STREETSold · Dec ’25

$225,000

4024 ELM STREET · same community

3 bd · 2 ba · 1,242 sqft · $181/sqft · 9 DOM

40007 PARKINSONIA STREETSold · May ’26

$212,000

40007 PARKINSONIA STREET · same community

3 bd · 2 ba · 1,352 sqft · $157/sqft · 122 DOM

39939 PARKINSONIA STREETSold · Jul ’26

$275,000

39939 PARKINSONIA STREET · same community

3 bd · 2 ba · 1,352 sqft · $203/sqft · 331 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4542 LEMON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4542 LEMON STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

4542 LEMON STREET FAQs

What would the monthly payment be for 4542 LEMON STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,261/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4542 LEMON STREET?+

The most recent tax bill on record (2025) was $1,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lady Lake?+

At $310,000, this home is listed about 7% below the Lady Lake median of $331,990. The market section on this page shows how the area is trending.

Which schools are assigned to 4542 LEMON STREET?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LADY LAKE 32159 market on paper

$310,000 is 3% below the LADY LAKE 32159 median of $317,950.

02Time on market is leverage

230 days on market against a Lady Lake median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $350,000, now $310,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Patrick Shores. MLS #G5105649.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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