5331 S HELOISE TERRACE, HOMOSASSA, FL, 34446
Active232 days on marketListed Dec 11, 2025MLS #G5105228
About this home
5331 S HELOISE TERRACE
**Charming 2-Bedroom Ranch Home in Homosassa** Welcome to this delightful 2-bedroom, 2-bath ranch home located in the heart of Homosassa. This well-maintained property boasts a variety of features that create a peaceful retreat for you and your family. **Key Features:** - **Spacious Layout:** The open-concept living room, dining area, and kitchen provide a seamless flow for entertaining and everyday living. - **Screened Lanai:** Relax on the screened lanai overlooking the fenced backyard, perfect for your pets to roam freely while you enjoy the serene views. - **Updated Amenities:** Thoughtfully updated to ensure comfort and convenience, this home is move-in ready. - **Private Outdoor Space:** With ample space in both the front and back yards, this property offers a private oasis to unwind. - **Prime Location:** Situated in a quiet coastal area, you're just minutes away from shopping, waterfront dining, and numerous state parks, making it an ideal location for outdoor enthusiasts. This charming home is a perfect blend of comfort and convenience, offering a lifestyle you'll love. Don’t miss out on this opportunity to make it your own! For more information or to schedule a viewing, please contact us today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.35 ac
Lot size
1
Garage
2005
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,526 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,526/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Homosassa actives
$173 vs $178
Days on market
232 vs 41 typical
Where $173/sqft sits among the 220 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34446 — neighborhood snapshot
Population
18,797
Median age
61
Median income
$60,625
Median home value
$231,700
Avg household
2.19
Households w/ children
1,261
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
111 of 220
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5331 S HELOISE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$195,000
5409 MARSHA TERRACE · same community
2 bd · 2 ba · 980 sqft · $199/sqft · 88 DOM
Sold · Aug ’25$203,000
5320 S HELOISE TERRACE · same community
3 bd · 2 ba · 1,493 sqft · $136/sqft · 27 DOM
Sold · Dec ’25$210,000
5321 S JUNE TERRACE UNIT 74 · same community
3 bd · 2 ba · 1,620 sqft · $130/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5331 S HELOISE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5331 S HELOISE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5331 S HELOISE TERRACE FAQs
What would the monthly payment be for 5331 S HELOISE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5331 S HELOISE TERRACE?+
The most recent tax bill on record (2025) was $1,279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5331 S HELOISE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $198,920, this home is listed about 43% below the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5331 S HELOISE TERRACE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SALLY LOVE REAL ESTATE · Kevin Sexton. MLS #G5105228.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Homosassa homes, in your inbox
Like 5331 S HELOISE TERRACE but not quite? A daily digest of every new listing in Homosassa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →