David Ramirez
$247,900$277,9003 bd2.5 ba1,632 sqft$152 /sqft$2,288 /mo all-in ↓

1205 PORT BLUE WAY, LADY LAKE, FL, 32159

Active264 days on marketListed Nov 18, 2025MLS #G5104473

Priced 22% below the LADY LAKE 32159 medianReduced $30KNew constructionTownhouseHAMMOCK OAKS TOWNHOMES

About this home

1205 PORT BLUE WAY

Virtually Staged. Brand New, Never-Lived-In Townhome – Under Full Warranty! Welcome to this stunning 3-bedroom, 2.5-bath townhome offering modern comfort, quality finishes, and a thoughtful layout perfect for everyday living. The first-floor master suite provides convenience and luxury with his-and-her sinks, a walk-in shower with beautiful large tile, granite countertops, and a spacious walk-in closet. A convenient half bath on the main level is perfect for guests. Upstairs, you’ll find two additional bedrooms, each with their own walk-in closet, along with a full bathroom featuring a tub/shower combo. The stylish kitchen boasts granite countertops, a large breakfast bar, a dining area, and a closet pantry. Glass sliding doors lead out to the covered rear patio, ideal for relaxing or entertaining. Additional features include: Ecobee Wi-Fi thermostat, Indoor laundry, and walk-in closets in all bedrooms. Located in the lovely community of Hammock Oaks in Lady Lake, this home is close to shopping, restaurants, banking, and everyday amenities—offering both comfort and convenience. The community offers a POOL, playground, dog park and is a quiet peaceful area! Move-in ready and waiting for its first owner! Let this beautiful townhome be your next chapter.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,632

Sqft

0.1 ac

Lot size

1

Garage

2025

Year built

Two

Levels

$152

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Siding
FoundationSlab
FacesSoutheast
ParkingGarage Door Opener
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$267/mo
Taxes (2025)$3,505/yr
PetsYes
CommunityDog Park · Playground · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,288 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,459
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$292
HOA fee — from the listing$267
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,677Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,677
Interest rate6.00%
Loan term

Estimated payment

$2,288/mo

Principal & interest$1,459
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$292
HOA / condo fee$267
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $248K
$223KedgeAI estimate $243,604 · range $232K$272K$283K

vs edgeAI estimate

+1.8%

$/sqft vs Lady Lake actives

$152 vs $200

Days on market

264 vs 54 typical

Where $152/sqft sits among the 200 Lady Lake actives

40 · this home
53
45
28
21
13
$130–163$163–196$196–229$229–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 1205 PORT BLUE WAY

Drive times from this address

Downtown Orlando66 min
Universal Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

96 of 200

Lady Lake actives have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $247,900 $30K
Nov 18, 2025Listed at $277,900 · 264 days on market since
2025Built · HAMMOCK OAKS TOWNHOMES

Reality check

What actually sold near 1205 PORT BLUE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1196 PORT BLUE WAYSold · Sep ’25

$217,990

1196 PORT BLUE WAY · same community

3 bd · 2.5 ba · 1,440 sqft · $151/sqft · 57 DOM

318 STONE CASTLE LOOPSold · Sep ’25

$369,900

318 STONE CASTLE LOOP

3 bd · 2 ba · 1,620 sqft · $228/sqft · 58 DOM

237 W MCCLENDON STREETSold · Nov ’25

$293,000

237 W MCCLENDON STREET

3 bd · 2.5 ba · 1,653 sqft · $177/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1205 PORT BLUE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1205 PORT BLUE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1205 PORT BLUE WAY FAQs

What would the monthly payment be for 1205 PORT BLUE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,288/mo — principal and interest, the actual property-tax bill, the $267/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1205 PORT BLUE WAY?+

The association fee works out to $267 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1205 PORT BLUE WAY?+

The most recent tax bill on record (2025) was $3,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1205 PORT BLUE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $247,900, this home is listed about 27% below the Lady Lake median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1205 PORT BLUE WAY?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LADY LAKE 32159 market on paper

$247,900 is 22% below the LADY LAKE 32159 median of $317,950, and at $152/sqft it sits under the Lady Lake average of $235.

02Time on market is leverage

264 days on market against a Lady Lake median of 54 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $277,900, now $247,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY · Tammy Freilich. MLS #G5104473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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