David Ramirez
$470,000$499,0004 bd2.5 ba2,400 sqft$196 /sqft$3,333 /mo all-in ↓

626 ORCHID LANE, ALTAMONTE SPRINGS, FL, 32714

Active254 days on marketListed Nov 24, 2025MLS #G5104399

Reduced $29KPrivate poolSingle Family ResidenceSPRING OAKS

About this home

626 ORCHID LANE

Virtually Staged. Established neighborhood in a top-rated school district. NO HOA. Quality Block Construction! ______________________________________________________________________________________________________________________________________________________________________________________________________________________________ This well-thought-out floor plan has three levels, yet very few stairs. 4 bedrooms are upstairs, including a HUGE Master suite with oversized private bath and plenty of storage. The main floor features your formal dining room, kitchen, breakfast room with living room just off the impressive double-door foyer with direct line of sight to Sliding glass doors to your new favorite hang-out the fabulous covered and enclosed deck overlooking the private pool and spa—perfect for relaxing and entertaining guests! Floor plan included in the images Downstairs is the extra wide 2-car garage, a half bath, a big-big combination mudroom / laundry room with access to the backyard and pool, plus a family room. This level could easily be converted into a teen or in-law suite with its own private entrance while still maintaining use of the two-car garage. _______________________________________________________________________________________________________________ **THIS HOME HAS HAD MAJOR UPDATES** including: Whole-house NEW plumbing (re-piped) 2021, NEW energy-efficient double-pane Pella windows 2019, ALL NEW upgraded electrical with copper wiring 2021, NEW central heating and A/C system 2019. These improvements may not have the "WOW" factor of Cosmetic cover such as fresh paint or new flooring, but they represent Substantial Major VALUE and should provide you with peace of mind. Speaking of long-term savings, this home also features a fully paid-for 10 kWh solar system, providing significant energy savings. The current owners report electric bills averaging around $45 per month and maxing around $125 during periods of extreme heat or cold. OH, Plus the warranty on the panels is for another 10 years. So NEW PLUMBING, NEW ELECTRICAL, NEW HVAC, NEW WINDOWS almost forget NEW POOL PUMP 2025 plus this home has a privacy FENCED backyard and an 80 GALLON WATER HEATER. ................................................................................................................................................................................................... Conveniently located near medical facilities, shopping, dining, entertainment, ballparks, hiking and biking trails, and Wekiva River/Springs. Feeling like a beach day? The ocean is only about a 30-minute drive away. Prefer the Zoo, Science Center, Universal, or Disney - Although the address is Altamonte Springs, this desirable Orlando suburb offers an outstanding central location. ...................................................................................................................................................................................................................................................................................................................................................................................................... The sellers are motivated. After nearly 30 years of ownership and raising their family here, it's time to downsize and retire—creating a WONDERFUL OPPORTUNITY FOR YOU! Call today to schedule your private showing! If you haven't secured a mortgage yet, let me know—I can help you get ready to BUY NOW!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,400

Sqft

0.2 ac

Lot size

2

Garage

1973

Year built

Two

Levels

$196

Per sqft

Private pool

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Eating Space In Kitchen · Primary Bedroom Main Floor · Skylight(s) · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationBlock · Slab
FacesEast
ParkingGarage Door Opener · Oversized · Workshop in Garage
ExteriorIrrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

Taxes (2024)$2,376/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,333 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2024 actual bill$198
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,333/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$198
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$451KedgeAI estimate $569,380 · range $543K$606K$631K

vs edgeAI estimate

−17.5%

$/sqft vs Altamonte Springs actives

$196 vs $182

Days on market

254 vs 45 typical

Where $196/sqft sits among the 281 Altamonte Springs actives

49
76
49 · this home
42
28
37
$122–148$148–174$174–200$200–226$226–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 626 ORCHID LANE

Drive times from this address

Downtown Orlando16 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)35 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$313K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

140 of 281

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 136% above the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $470,000 $29K
Nov 24, 2025Listed at $499,000 · 254 days on market since
1973Built · SPRING OAKS

Reality check

What actually sold near 626 ORCHID LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

607 GREEN BRIAR BOULEVARDSold · Apr ’26

$427,000

607 GREEN BRIAR BOULEVARD · same community

4 bd · 2 ba · 1,865 sqft · $229/sqft · 64 DOM

516 OAKWOOD COURTSold · Jun ’26

$495,000

516 OAKWOOD COURT · same community

4 bd · 2 ba · 1,865 sqft · $265/sqft · 5 DOM

509 BAYWOOD COURTSold · Mar ’26

$450,000

509 BAYWOOD COURT · same community

5 bd · 2 ba · 1,849 sqft · $243/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 626 ORCHID LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 626 ORCHID LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

626 ORCHID LANE FAQs

What would the monthly payment be for 626 ORCHID LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 626 ORCHID LANE?+

The most recent tax bill on record (2024) was $2,376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 626 ORCHID LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $470,000, this home is listed about 136% above the Altamonte Springs median of $199,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$470,000 runs 136% above the Altamonte Springs median — but at 2,400 sqft it's also nearly twice the size of the typical Altamonte Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

254 days on market against a Altamonte Springs median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $499,000, now $470,000 — a $29K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Deborah Elliott. MLS #G5104399.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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