
3512 BELSTEAD WAY, ORANGE PARK, FL, 32065
Active262 days on marketListed Nov 4, 2025MLS #G5104129
About this home
3512 BELSTEAD WAY
One or more photo(s) has been virtually staged. Under Construction. Sample Image Discover Your Dream Home: The Cambridge Model at Wilford Oaks. Embrace luxurious single-level living in this stunning 1,711 sq ft residence. The Cambridge Model offers: 3 spacious bedrooms, 2 well-appointed bathrooms Convenient 2-car garage Prime location on a quiet cul-de-sac Desirable Corner lot. This meticulously designed home combines comfort, style, and nature, providing the perfect retreat for discerning homeowners. Don't miss this opportunity to own a piece of paradise at Wilford Oaks! Schedule your viewing today and experience the Cambridge Model's charm firsthand.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,711
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,638 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,638/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.3%
$/sqft vs WILFORD OAKS
$220 vs $181
Days on market
262 vs 98 typical
Where $220/sqft sits among the 7 homes for sale in WILFORD OAKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Park
Get to know Orange Park. See the full Orange Park guide →
ORANGE PARK 32065 — neighborhood snapshot
Population
40,366
Median age
36.5
Median income
$92,842
Median home value
$278,500
Avg household
2.87
Households w/ children
6,007
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orange Park market
$340K → $409K
Orange Park median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
0 of 7
WILFORD OAKS have cut their price
Median sold price, Orange Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the ORANGE PARK 32065 median. See the full Orange Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 3512 BELSTEAD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$350,000
3119 GOLDEN EYE DRIVE · same community
4 bd · 2 ba · 1,880 sqft · $186/sqft · 1 DOM
Sold · Sep ’25$375,000
3353 GOLDEN EYE DRIVE · same community
4 bd · 2 ba · 1,880 sqft · $199/sqft · 38 DOM
Sold · Mar ’26$424,500
3640 BELSTEAD WAY · same community
4 bd · 2 ba · 2,086 sqft · $203/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3512 BELSTEAD WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3512 BELSTEAD WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3512 BELSTEAD WAY FAQs
What would the monthly payment be for 3512 BELSTEAD WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,638/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3512 BELSTEAD WAY?+
The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3512 BELSTEAD WAY?+
The most recent tax bill on record (2025) was $364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3512 BELSTEAD WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orange Park?+
At $375,990, this home is listed about 7% above the Orange Park median of $351,750. The market section on this page shows how the area is trending.
Which schools are assigned to 3512 BELSTEAD WAY?+
Oakleaf High School (high), Oakleaf Junior High (middle), Discovery Oaks Elementary (elementary) — Clay County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORANGE PARK 32065 market on paper
$375,990 is 3% below the ORANGE PARK 32065 median of $385,990.
02Time on market is leverage
262 days on market against a Orange Park median of 98 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakleaf High School, Oakleaf Junior High, Discovery Oaks Elementary — Oakleaf High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5104129.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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