8515 BAY LAKE ROAD, GROVELAND, FL, 34736
Active295 days on marketListed Oct 18, 2025MLS #G5103464
About this home
8515 BAY LAKE ROAD
Your own private oasis! Experience ultimate privacy in this one-of-a-kind gated Estate surrounded by lush landscaping and premium horse fencing. This custom-built home offers steel frame and poured concrete construction, bulletproof glass front windows, and a metal roof for exceptional durability and peace of mind. Inside, enjoy a spacious open floor plan filled with natural light, designer lighting, and seamless indoor-outdoor living. The chef’s kitchen features quartz countertops, breakfast bar, Samsung cooktop, double oven, and tall cabinetry. A convenient flex room adjacent to the kitchen is perfect for a gym or office, plus a full bath and laundry room nearby. The spacious living/dining area has lots of natural light and offers ample space for entertainment and includes a full bar with refrigerator and a guest half bath. The primary suite features dual walk-in closets, double vanities, a large walk-in shower, and a corner Jacuzzi tub framed by picture windows. An additional bedroom is located on the main level for convenience. Upstairs includes two bedrooms with a shared Jack & Jill bath, a media/game room, theater with fireplace, and a spacious balcony overlooking the front of the property. Interior finishes include luxury vinyl plank flooring and porcelain tile throughout. Screened porches at the front and rear provide perfect spaces to relax, with a hot tub on the rear porch included. Car enthusiasts will love the garage space for up to 8 vehicles, featuring RV/boat doors, 240V electrics and an air-conditioned detached garage with full bath. The barn offers flexible use with open-plan space easily convertible to two large stalls, plus a tack room with feed/hay storage. Property includes large and small pastures, with the smaller pasture previously used as a riding arena. Fully fenced grounds complete this impressive estate. Looking for more land? The adjacent 4.88-acre vacant parcel is also available for purchase!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
5,092
Sqft
9.5 ac
Lot size
8
Garage
2018
Year built
Two
Levels
$491
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,397 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,397/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Groveland actives
$491 vs $200
Days on market
295 vs 47 typical
Where $491/sqft sits among the 225 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $405K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
112 of 225
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 576% above the GROVELAND 34736 median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 8515 BAY LAKE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$480,000
2436 BAY LAKE LOOP · same community
4 bd · 2 ba · 2,280 sqft · $211/sqft · 50 DOM
Sold · Mar ’26$241,000
2921 PERIWINKLE DRIVE · same community
3 bd · 2 ba · 1,104 sqft · $218/sqft · 22 DOM
Sold · Jan ’26$975,000
2437 BAY LAKE LOOP
4 bd · 4.5 ba · 3,681 sqft · $265/sqft · 376 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8515 BAY LAKE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8515 BAY LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8515 BAY LAKE ROAD FAQs
What would the monthly payment be for 8515 BAY LAKE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,397/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8515 BAY LAKE ROAD?+
The most recent tax bill on record (2024) was $9,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Groveland?+
At $2,500,000, this home is listed about 527% above the Groveland median of $398,995. The market section on this page shows how the area is trending.
Which schools are assigned to 8515 BAY LAKE ROAD?+
South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WHEATLEY REALTY GROUP · Alison Wheatley. MLS #G5103464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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