8860 BRIDGEPORT BAY CIRCLE, MOUNT DORA, FL, 32757
Active281 days on marketListed Oct 17, 2025MLS #G5103304
About this home
8860 BRIDGEPORT BAY CIRCLE
Come and see this charming 3-bedroom, 2-bath home nestled on the water in an award-winning 55+ community and enjoy the serenity and beauty this community offers! Here's your opportunity to own this adorable split floor plan home with gas fireplace, water views right out your back sliding doors and a beautiful back yard! Details can be changed but waterfront location can't! Designed for year-round enjoyment, the spacious screened-in lanai features a two-year-new hot tub overlooking peaceful waterfront view Perfect for morning coffee or evening relaxation with a glass of wine. Inside, the kitchen is a chef’s delight with granite countertops, stainless steel appliances, soft-close cabinetry, and a cozy breakfast nook. The open living room boasts a gas fireplace, adding warmth and ambiance during cooler months. Thoughtful touches like three linen and coat closets, a new HVAC system (2020), and a recently replaced tankless gas water heater ensure comfort and convenience. The back lanai is equipped with natural gas line for gas grills. Home is covered with a Home Owners Warranty. Step outside and discover the vibrant lifestyle that comes with living in this gated 55+ community. Residents enjoy access to an 18,000 sq ft clubhouse, library, billiards room, card/game room, social hall, gym, arts & crafts studio, and over 4 miles of interconnecting waterways. Outdoor amenities include pickleball, tennis, bocce ball, croquet lawns, a resort-style pool and hot tub, walking trails, fire pits, and a fenced, gated RV/boat parking area. All of this—plus reclaimed sprinkler system irrigation, internet, and cable—is included in the low monthly fee of just $290! Located less than 15 minutes from the charming downtown Mount Dora, known for its art festivals, boutique shopping, unique eateries, and cozy coffee shops, and just over an hour to Orlando’s world-class attractions and Florida’s beautiful beaches, this home offers the perfect blend of tranquility and adventure. Call Jody today for your personal tour of this waterfront charmer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,671
Sqft
0.24 ac
Lot size
2
Garage
2008
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,246 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,246/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs LAKES OF MOUNT DORA
$239 vs $237
Days on market
281 vs 50 typical
Where $239/sqft sits among the 11 homes for sale in LAKES OF MOUNT DORA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakes Of Mount Dora
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
Lakes Of Mount Dora — neighborhood snapshot
Population
1,749
Median age
63
Median income
$99,900
Median home value
$330,200
Avg household
2
Households w/ children
117
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $453K
Mount Dora median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
7 of 11
LAKES OF MOUNT DORA have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 8860 BRIDGEPORT BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$458,990
2285 HAMDEN WAY · same community
2 bd · 2 ba · 1,641 sqft · $280/sqft · 34 DOM
Sold · Mar ’26$500,000
8876 BRIDGEPORT BAY CIRCLE · same community
3 bd · 2 ba · 1,703 sqft · $294/sqft · 3 DOM
Sold · Jun ’26$430,000
3944 KENNEBUNK LOOP · same community
2 bd · 2 ba · 1,639 sqft · $262/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8860 BRIDGEPORT BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8860 BRIDGEPORT BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8860 BRIDGEPORT BAY CIRCLE FAQs
What would the monthly payment be for 8860 BRIDGEPORT BAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,246/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8860 BRIDGEPORT BAY CIRCLE?+
The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8860 BRIDGEPORT BAY CIRCLE?+
The most recent tax bill on record (2024) was $3,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8860 BRIDGEPORT BAY CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $399,995, this home is listed about 15% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8860 BRIDGEPORT BAY CIRCLE?+
Eustis Middle School (middle), Round Lake Charter School (elementary), Eustis High School (high), Seminole Springs Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the MOUNT DORA 32757 market on paper
$399,995 is 11% below the MOUNT DORA 32757 median of $449,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
281 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Eustis Middle School, Round Lake Charter School, Eustis High School, Seminole Springs Elementary School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $437,000, now $399,995 — a $37K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Jody Parks. MLS #G5103304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Mount Dora homes, in your inbox
Like 8860 BRIDGEPORT BAY CIRCLE but not quite? A daily digest of every new listing in Mount Dora — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →