David Ramirez
$450,000$535,0003 bd2 ba2,081 sqft$216 /sqft$3,697 /mo all-in ↓

8852 BRIDGEPORT BAY CIRCLE, MOUNT DORA, FL, 32757

Active246 days on marketListed Nov 25, 2025MLS #G5102771

Reduced $85KWaterfrontSingle Family ResidenceLAKES/MOUNT DORA PH 2

About this home

8852 BRIDGEPORT BAY CIRCLE

Price Improvement. Come take a 2nd look!! Welcome to 8852 Bridgeport Bay Circle, a beautifully upgraded lakefront home located in the premier 55+ active community of Lakes of Mount Dora. Enjoy stunning sunrise views, tranquil water scenery, and thoughtfully designed living spaces that blend comfort, flexibility, and outdoor enjoyment. Upon entry, the foyer welcomes you with an arched display niche, setting an elegant tone. The open-concept great room serves as the heart of the home, filled with natural light and framed by picturesque lake views. The surrounding dining and breakfast areas allow flexible options for entertaining, additional seating, or creative use, all accented by 24x24 ceramic tile throughout the main living areas. The kitchen is both functional and stylish, featuring quartz countertops, subway tile backsplash, 42-inch cabinetry, stainless steel Whirlpool appliances, and a farmhouse-style single-bowl sink. Glass-block windows at countertop level provide abundant natural light, and a large pantry offers excellent storage. The primary suite is a peaceful retreat with plantation shutters and serene lake views. Two closets, a zero-entry walk-in shower with decorative glass tile accents, Corian countertops, dual sinks, ample storage, and a private water closet complete the ensuite bath. At the front of the home, a private guest suite includes a spacious second bedroom with a bay window and an upgraded bath featuring wainscoting, a tub/shower combination, a sliding barn door, and a generous linen closet. French glass doors highlight the den/office/craft room, complete with a full-sized closet—ideal as a third bedroom, hobby space, or quiet work area. Outdoor living truly shines. Triple sliders lead to a four-season patio with double-pane windows, while the adjacent paver patio under a pergola offers open-air enjoyment with mature landscaping and sweeping lake views. A pre-plumbed natural gas line adds convenience for outdoor cooking. The oversized 27' x 19' garage offers exceptional versatility with two garage doors—front entry for two vehicles and a side door for golf cart access. Pull-down screens on each door allow airflow while keeping insects out, making the space ideal for a workshop, hobby room, or retreat. The laundry room features Whirlpool front-loading washer and dryer, a utility sink, additional storage, and a cleverly designed hidden access to a kitty litter station. Residents of Lakes of Mount Dora enjoy resort-style amenities, including an 18,000-square-foot clubhouse, resort-style pool, pickleball and tennis courts, bocce ball, croquet lawn, four miles of scenic trails and waterways, community fire pits, and gated RV and boat parking. The $280 monthly HOA fee includes internet, cable, irrigation, and access to a wide variety of clubs and activities. Conveniently located near the Country Club of Mount Dora and the charming towns of Mount Dora and Eustis, residents enjoy art galleries, festivals, dining, and shopping. Central Florida beaches and theme parks are just 45–60 minutes away. This lakefront home offers the perfect balance of elegant design, outdoor living, and vibrant 55+ active-adult lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,081

Sqft

0.19 ac

Lot size

2

Garage

2015

Year built

One

Levels

$216

Per sqft

WaterfrontGarden & Water view55+ community

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Water
FacesWest
ParkingGarage Door Opener · Golf Cart Parking
ExteriorGarden · Irrigation System · Lighting · Private Yard · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$280/mo
Taxes (2024)$4,902/yr
PetsBreed Restrictions
CommunityCommunity Boat Ramp · Fishing · Lake · Water Access · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,697 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$408
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,697/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$408
HOA / condo fee$280
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$432KedgeAI estimate $476,988 · range $453K$520K$541K

vs edgeAI estimate

−5.7%

$/sqft vs Mount Dora actives

$216 vs $220

Days on market

246 vs 50 typical

Where $216/sqft sits among the 290 Mount Dora actives

71
85 · this home
73
29
13
19
$158–191$191–224$224–258$258–291$291–324$324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakes Of Mount Dora

Map of 8852 BRIDGEPORT BAY CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando45 min
Universal Orlando49 min
Walt Disney World55 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Lakes Of Mount Dora — neighborhood snapshot

Population

1,749

Median age

63

Median income

$99,900

Median home value

$330,200

Avg household

2

Households w/ children

117

For the school run

Lake County School District

MiddleEustis Middle School★★★★
ElementaryRound Lake Charter School★★★★★
HighEustis High School★★★★★
ElementarySeminole Springs Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

166 of 290

Mount Dora actives have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $450,000 $85K
Nov 25, 2025Listed at $535,000 · 246 days on market since
2015Built · LAKES/MOUNT DORA PH 2

Reality check

What actually sold near 8852 BRIDGEPORT BAY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2448 BAR HARBOR BAYSold · Sep ’25

$520,000

2448 BAR HARBOR BAY · same community

3 bd · 2 ba · 1,990 sqft · $261/sqft · 0 DOM

2318 WAKEFIELD WAYSold · Feb ’26

$494,000

2318 WAKEFIELD WAY · same community

3 bd · 2 ba · 1,919 sqft · $257/sqft · 34 DOM

8093 BRIDGEPORT BAY CIRCLESold · Jun ’26

$319,800

8093 BRIDGEPORT BAY CIRCLE · same community

3 bd · 2 ba · 1,436 sqft · $223/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8852 BRIDGEPORT BAY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8852 BRIDGEPORT BAY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8852 BRIDGEPORT BAY CIRCLE FAQs

What would the monthly payment be for 8852 BRIDGEPORT BAY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,697/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8852 BRIDGEPORT BAY CIRCLE?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8852 BRIDGEPORT BAY CIRCLE?+

The most recent tax bill on record (2024) was $4,902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8852 BRIDGEPORT BAY CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $450,000, this home is listed about 4% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8852 BRIDGEPORT BAY CIRCLE?+

Eustis Middle School (middle), Round Lake Charter School (elementary), Eustis High School (high), Seminole Springs Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Time on market is leverage

246 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Eustis Middle School, Round Lake Charter School, Eustis High School, Seminole Springs Elementary School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $535,000, now $450,000 — a $85K cut. The full history is in the market section below.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Scott McFadden. MLS #G5102771.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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