5486 BOUNTY CIRCLE, TAVARES, FL, 32778
Active317 days on marketListed Sep 18, 2025MLS #G5102161
About this home
5486 BOUNTY CIRCLE
This gem is located on a beautiful, well landscaped corner lot, close to the lake and all of the wonderful amenities Royal Harbor has to offer. This home has great curb appeal, and is a must-see. It offers a great custom design with many thoughtful upgrades and built-ins, extra storage, and has been meticulously maintained. Enter the home through a screened patio and a pretty leaded glass front door. Appreciate the open, bright and airy feeling with volume ceilings and crown molding. The oversized Kitchen is sure to please, with lots of solid wood cabinets with pull outs, granite countertops, stainless steel appliances, cheery breakfast nook, breakfast bar, and nice lighting for function and effect. It opens to the Living and Dining areas with beautiful wood floors, upgraded ceiling fan, and French Doors to the newly screened lanai and private, easy to maintain back yard. Enjoy your patio with natural gas line for your grill. A great little space! Your spacious Master Suite has access to the lanai, a walk in closet, and nicely updated En Suite bath with double vanities, quartz counters, and walk-in shower. The large second bedroom will welcome your guests in style and is adjacent to the nicely upgraded Guest Bath. And one of the greatest features of this home is the Fabulous Bonus Room/Game Room/Office/Bedroom upstairs! You will absolutely LOVE this magnificent upstairs room. You decide how you want to use it. Great open space, wonderful large windows with thermo-blinds, great views (you can even see the lake!), solid wood built-ins, walk-in closet, half bath, wet bar, and more. It even has its own A/C zone and control. And the Oversized Garage, with electric screen, has plenty of space for two vehicles and lots of extra room for the workbench and storage. New Roof 2023, New HVAC 2025. Many upgrades. (see list in attachments) This home will not disappoint, and neither will the friendly 55 plus community of Royal Harbor, with so many wonderful amenities and activities. There is even RV and Boat Storage. Come enjoy the lifestyle you deserve. Come home to Royal Harbor. Please call today for your private showing.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,284
Sqft
0.2 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,848 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavares actives
$170 vs $193
Days on market
317 vs 40 typical
Where $170/sqft sits among the 248 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
116 of 248
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 5486 BOUNTY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$345,000
5008 ADRIATIC AVENUE · same community
3 bd · 2 ba · 2,101 sqft · $164/sqft · 135 DOM
Sold · Oct ’25$318,500
5971 BRITTANIA BOULEVARD · same community
2 bd · 2.5 ba · 1,834 sqft · $174/sqft · 52 DOM
Sold · Mar ’26$735,000
5565 BOUNTY CIRCLE
3 bd · 2 ba · 2,225 sqft · $330/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5486 BOUNTY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5486 BOUNTY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5486 BOUNTY CIRCLE FAQs
What would the monthly payment be for 5486 BOUNTY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,848/mo — principal and interest, estimated property taxes, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5486 BOUNTY CIRCLE?+
The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5486 BOUNTY CIRCLE?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5486 BOUNTY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $388,000, this home is listed about 18% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5486 BOUNTY CIRCLE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$388,000 runs 19% above the TAVARES 32778 median — but at 2,284 sqft it's also 35% larger than the typical Tavares listing.
02Time on market is leverage
317 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $409,000, now $388,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Catherine Landry-Sonstegard. MLS #G5102161.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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