
17076 SE 115TH TERRACE ROAD, SUMMERFIELD, FL, 34491
Active345 days on marketListed Aug 28, 2025MLS #G5101399
About this home
17076 SE 115TH TERRACE ROAD
NEW ROOF AT CLOSING | 1,752 SQ FT | NO REAR NEIGHBORS | SPLIT FLOOR PLAN | HVAC 2021 | MOTIVATED SELLER | GATED 55+ GOLF COMMUNITY A brand new roof, paid for by the seller at closing. That is not a credit, not a negotiation, not a repair allowance — it is a new roof, installed, on a concrete block and stucco home. In Florida, that is the single most valuable thing a seller can hand you, and it changes your insurance conversation on day one. Welcome to Stonecrest, the fully gated 55+ golf course community in Summerfield, FL — championship golf, four pools including one indoor, pickleball, softball, the Broad Stripes Golf & Social Club, and over 80 clubs behind private gates. And when the town squares call, you are just a bridge away by golf cart to The Villages. This is where the value is: 1,752 square feet, three bedrooms, two baths, and a two-car garage — genuine space, at a price that simply does not buy this much house in Stonecrest. The Captiva model is concrete block and stucco: solid, quiet, and built for this climate. And there are no rear neighbors. Nobody behind you, ever. That is the kind of lot buyers spend months looking for and rarely find at this price point. Inside, vaulted ceilings and generously sized rooms open into a true split floor plan — the primary suite commands one entire side of the home while the guest bedrooms sit on the opposite side. When family visits, everyone has real privacy. It is the floor plan people ask for by name. The light and bright eat-in kitchen is built for company: a large eat-in area, generous breakfast bar, pantry closet, a built-in dry bar, and direct access to the lanai — so the party flows outside without anyone leaving the conversation. The 11' x 26' lanai is the heart of this home. That is 286 square feet of additional living space — room for a full dining setup and a seating area, opening onto a back patio wrapped in privacy landscaping. Relaxed dinners, morning coffee, and Florida evenings, with nothing behind you but green. The primary suite is a genuine retreat: private access to the lanai, two walk-in closets, and an en-suite with two vanities, a soaking tub, walk-in shower, and private water closet. Two additional bedrooms offer nice built-in closets, and the two-car garage includes a screen door and plenty of storage. HVAC 2021. New roof at closing. Concrete block construction. 1,752 square feet. No rear neighbors. Motivated seller. This is the most square footage and the least deferred maintenance you will find at this price in Stonecrest. A WONDERFUL LIFESTYLE AWAITS YOU — schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,752
Sqft
0.14 ac
Lot size
2
Garage
2000
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.4%
$/sqft vs STONECREST
$156 vs $201
Days on market
345 vs 52 typical
Where $156/sqft sits among the 36 homes for sale in STONECREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stonecrest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
Stonecrest — neighborhood snapshot
Population
3,009
Median age
73
Median income
$67,343
Median home value
$315,365
Avg household
2
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 36
STONECREST have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 17076 SE 115TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$346,000
12255 SE 177TH LOOP · same community
2 bd · 2 ba · 1,768 sqft · $196/sqft · 22 DOM
Sold · Jan ’26$250,000
11094 SE 173RD LANE · same community
3 bd · 2 ba · 1,717 sqft · $146/sqft · 209 DOM
Sold · Dec ’25$382,750
17415 SE 116TH COURT ROAD · same community
2 bd · 2.5 ba · 1,686 sqft · $227/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17076 SE 115TH TERRACE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17076 SE 115TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17076 SE 115TH TERRACE ROAD FAQs
What would the monthly payment be for 17076 SE 115TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,211/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17076 SE 115TH TERRACE ROAD?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17076 SE 115TH TERRACE ROAD?+
The most recent tax bill on record (2024) was $2,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17076 SE 115TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $274,000, this home is listed about 5% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17076 SE 115TH TERRACE ROAD?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Cindy Steinemann. MLS #G5101399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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