David Ramirez
$898,000$1,125,0004 bd2.5 ba2,254 sqft$398 /sqft$6,571 /mo all-in ↓

10264 PORTO ROMANO DRIVE, MIROMAR LAKES, FL, 33913

Active348 days on marketListed Aug 28, 2025MLS #G5101287

Reduced $227KPrivate poolSingle Family ResidenceMIROMAR LAKES BEACH & GOLF CLUB

About this home

10264 PORTO ROMANO DRIVE

Ideally positioned at 10264 Porto Romano Drive in Miromar Lakes, this exceptional residence offers a rare opportunity to secure a luxury home today with the flexibility to generate seasonal income until you’re ready to make it your own. Located within the prestigious Porto Romano enclave at Miromar Lakes Beach & Golf Club, the property features tranquil lake and golf course views in one of Southwest Florida’s most sought-after communities. This beautifully designed four-bedroom, two-and-a-half-bath home showcases an open-concept layout with rich wood flooring, tray ceilings, and refined finishes throughout. The gourmet kitchen features granite countertops, an extended bar for entertaining, and gas appliances, seamlessly connecting to the dining and great room areas. Expansive windows capture serene water and fairway views, enhancing both everyday living and guest appeal. Outdoor living is a standout, with a private lanai offering a gas-heated pool and fully equipped summer kitchen—ideal for enjoying the Florida lifestyle or attracting high-demand seasonal rentals. Whether used as a primary residence, second home, or income-producing property, the home offers versatility for a range of buyers. Additional features include wind-rated windows and doors, an electric shutter system, and a new HVAC system. Residents of Miromar Lakes Beach & Golf Club enjoy world-class amenities, including a private white-sand beach, championship golf, boating, water sports, resort-style pool, fitness center, spa, tennis, and multiple dining venues—enhancing both lifestyle and long-term value. An ideal option for buyers looking to plan ahead: purchase now, enjoy immediate use or rental income potential, and transition to full-time Florida living in the future. Some images have been digitally enhanced for marketing purposes. Actual property conditions, dimensions, features, and finishes may differ. INFORMATION IS DEEMED RELIABLE BUT NOT GUARANTEED AND SHOULD BE VERIFIED BY BUYER OR BUYER’S AGENT.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,254

Sqft

0.18 ac

Lot size

2

Garage

2014

Year built

One

Levels

$398

Per sqft

Private poolGolf Course & Water viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Freezer · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete
FoundationSlab
ViewGolf Course · Water
FacesSoutheast
ExteriorIrrigation System · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$250/mo
Taxes (2024)$11,738/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Lake · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf · No Truck/RV/Motorcycle Parking · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,571 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,846
PMI (est., until 20% equity)$337
Property tax — 2024 actual bill$978
HOA fee — from the listing$250
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,800
Interest rate6.00%
Loan term

Estimated payment

$6,571/mo

Principal & interest$4,846
PMI (est., until 20% equity)$337
Property taxes (actual bill)$978
HOA / condo fee$250
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Miromar Lakes

Map of 10264 PORTO ROMANO DRIVE inside its neighborhood boundary

Get to know Miromar Lakes. See the full Miromar Lakes guide →

Miromar Lakes — neighborhood snapshot

Population

2,214

Median age

24

Median income

$210,859

Median home value

$914,100

Avg household

2

Households w/ children

37%

For the school run

Lee County School District

MiddleThree Oaks Middle School★★★★
ElementarySan Carlos Park Elementary School★★★★
ElementaryThree Oaks Elementary School★★★★
ElementaryPinewoods Elementary School★★★★
ElementaryRayma C. Page Elementary School★★★★
HighEstero High School★★★★★
HighSouth Fort Myers High School★★★★
MiddleLexington Middle School★★★★★
HighCypress Lake High School★★★★★
ElementarySpring Creek Elementary School★★★★★
HighBonita Springs High School★★★★★
MiddleBonita Springs Middle Center For The Arts★★★★★
HighDunbar High School★★★★
ElementaryBonita Springs Elementary School★★★★★
HighFort Myers High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miromar Lakes market

This home is listed 200% above the MIROMAR LAKES 33913 median. See the full Miromar Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $898,000 $227K
Aug 28, 2025Listed at $1,125,000 · 348 days on market since
2014Built · MIROMAR LAKES BEACH & GOLF CLUB

Reality check

What actually sold near 10264 PORTO ROMANO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19726 Tesoro Way, Estero FL 33967Sold · Sep ’25

$525,000

19726 Tesoro Way, Estero FL 33967

3 bd · 2.5 ba · 2,413 sqft · $218/sqft · 108 DOM

20621 E SILVER PALM DRIVESold · Jan ’26

$580,000

20621 E SILVER PALM DRIVE

4 bd · 2.5 ba · 2,434 sqft · $238/sqft · 92 DOM

10261 S SILVER PALM DRIVESold · Dec ’25

$502,500

10261 S SILVER PALM DRIVE

5 bd · 4 ba · 3,173 sqft · $158/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10264 PORTO ROMANO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10264 PORTO ROMANO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

10264 PORTO ROMANO DRIVE FAQs

What would the monthly payment be for 10264 PORTO ROMANO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,571/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10264 PORTO ROMANO DRIVE?+

The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10264 PORTO ROMANO DRIVE?+

The most recent tax bill on record (2024) was $11,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10264 PORTO ROMANO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miromar Lakes?+

At $898,000, this home is priced right at the Miromar Lakes median.

Which schools are assigned to 10264 PORTO ROMANO DRIVE?+

Three Oaks Middle School (middle), San Carlos Park Elementary School (elementary), Three Oaks Elementary School (elementary), Pinewoods Elementary School (elementary), Rayma C. Page Elementary School (elementary), Estero High School (high), South Fort Myers High School (high), Lexington Middle School (middle), Cypress Lake High School (high), Spring Creek Elementary School (elementary), Bonita Springs High School (high), Bonita Springs Middle Center For The Arts (middle), Dunbar High School (high), Bonita Springs Elementary School (elementary), Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$898,000 runs 200% above the MIROMAR LAKES 33913 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Three Oaks Middle School, San Carlos Park Elementary School, Three Oaks Elementary School, Pinewoods Elementary School, Rayma C. Page Elementary School, Estero High School, South Fort Myers High School, Lexington Middle School, Cypress Lake High School, Spring Creek Elementary School, Bonita Springs High School, Bonita Springs Middle Center For The Arts, Dunbar High School, Bonita Springs Elementary School, Fort Myers High School — Three Oaks Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,125,000, now $898,000 — a $227K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTY UNLIMITED · Tammy Campbell. MLS #G5101287.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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