42012 STATE ROAD 19, ALTOONA, FL, 32702
Active338 days on marketListed Aug 20, 2025MLS #G5101065
About this home
42012 STATE ROAD 19
Offered is a Commercial (C2) corner on HWY 19 in Altoona. Just next to the Altoona Post Office, this C2 piece is Highly Visible at the corner of Clark Rd and is fully fenced with 405' of Frontage on 19 and 275' of Frontage on Clark Rd. The Future Land Use (FLU) is rural transition with Lake County and the City of Umatilla would be willing to Annex. There is a 12' water main across HWY 19. Approximately 18,000 cars a day per a recent DOT study just South of this property. HWY 42 is only a block North. This is a great location with many potential uses; Professional offices, RV-Boat-Self Storage, assisted or independent living, Restaurant, medical - veterinary, etc. Land is virtually ready to build and a nice grade level. Come take a look today.
Facts & features
The home at a glance
2.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,118 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,118/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Altoona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altoona. See the full Altoona guide →
ALTOONA 32702 — neighborhood snapshot
Population
2,732
Median age
56.6
Median income
$51,762
Median home value
$92,700
Avg household
2.17
Households w/ children
211
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altoona market
$242K → $104K
Altoona median sold, yr/yr
91.2%
Sale-to-list ratio (12 mo)
Median sold price, Altoona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the ALTOONA 32702 median. See the full Altoona market guide →
Paper trail
This home's history
Reality check
What actually sold near 42012 STATE ROAD 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$133,000
42313 STATE ROAD 19 · same community
2 bd · 1 ba · 816 sqft · $163/sqft · 0 DOM
Sold · Jan ’26$170,000
42323 STATE ROAD 19 · same community
3 bd · 1 ba · 1,152 sqft · $148/sqft · 77 DOM
Sold · Mar ’26$407,500
18611 CLARK ROAD · same community
3 bd · 2 ba · 1,747 sqft · $233/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42012 STATE ROAD 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42012 STATE ROAD 19 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
42012 STATE ROAD 19 FAQs
What would the monthly payment be for 42012 STATE ROAD 19?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,118/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 42012 STATE ROAD 19?+
The most recent tax bill on record (2024) was $2,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Altoona?+
At $279,900, this home is listed about 1% below the Altoona median of $283,000. The market section on this page shows how the area is trending.
Which schools are assigned to 42012 STATE ROAD 19?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$279,900 runs 70% above the ALTOONA 32702 median.
02Time on market is leverage
338 days on market against a Altoona median of 97 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,900, now $279,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CARLINO REAL ESTATE GROUP INC · Alex Vonhartman. MLS #G5101065.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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