David Ramirez
$379,500$420,0003 bd2 ba1,728 sqft$220 /sqft$2,733 /mo all-in ↓

876 CR 467, LAKE PANASOFFKEE, FL, 33538

Active386 days on marketListed Jul 14, 2025MLS #G5099469

Reduced $41KWaterfrontSingle Family ResidenceLAKE SHORE PARK

About this home

876 CR 467

Waterfront- Nestled along a great fishing canal that opens up to the stunning Lake Panasoffkee. This custom built 3-bedroom, 2-bath home offers a spacious open floor plan with soaring ceilings and recessed lighting throughout. Each bedroom includes a walk-in closet, offering ample storage space, and there's additional built-in storage thoughtfully placed throughout the home.The kitchen is a chef’s dream—featuring granite countertops, real wood cabinetry, Travertine flooring, a walk in pantry and a large breakfast bar with seating that's perfect for entertaining family and friends. The primary bedroom is very generous in size that has a very functional bathroom and walk in closet combo with a walk-in shower. The home also includes a dedicated indoor laundry room for added convenience when doing laundry that is located near attached garage. One of the standout features is the set of double doors that open to a generously sized screened lanai, ideal for relaxing while enjoying the serene water views and wildlife just steps away. The back lanai has custom plank tiled floors, with an area that is plumbed for an outdoor kitchen or a hot-tub and wired for a television with additional outlets throughout. Whether you're looking for a peaceful retreat or a home built for hosting, this waterfront gem has it all. Just minutes away, you'll find multiple boat ramps that provide easy access to Lake Panasoffkee--renowned for some of the best fishing in Florida.The lake flows into the scenic Withlacoochee River, where you can enjoy boating, kayaking, and viewing an abundance of native wildlife. Enjoy the small-town charm while still being just minutes from The Villages that hosts free nightly entertainment, golf courses, shopping, dining, and much more! You're also close to Florida’s west coast, offering waterfront dining, kayaking, fishing, beaches, and natural springs for the perfect weekend adventures. Convenient access to I-75 and the Florida Turnpike makes travel to Orlando’s theme parks and major airports a breeze. This home gives the perfect blend of comfort, privacy, and convenience to the Florida lifestyle. Equal Housing Opportunity.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,728

Sqft

0.21 ac

Lot size

2

Garage

2015

Year built

One

Levels

$220

Per sqft

WaterfrontWater view

Inside

FlooringCarpet · Tile · Travertine
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorSidewalk

Community & fees

Taxes (2024)$2,048/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,733 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,234
FHA mortgage insurance (est.)$168
Property tax — 2024 actual bill$171
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,283Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,283
Interest rate6.00%
Loan term

Estimated payment

$2,733/mo

Principal & interest$2,234
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$171
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$275KedgeAI estimate $300,551 · range $287K$300K$395K

vs edgeAI estimate

+26.3%

$/sqft vs Lake Panasoffkee actives

$220 vs $167

Days on market

386 vs 53 typical

Where $220/sqft sits among the 39 Lake Panasoffkee actives

13
15
7 · this home
1
1
2
$64–134$134–205$205–275$275–345$345–416$416+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Panasoffkee

Map of 876 CR 467

Drive times from this address

Downtown Orlando67 min
Downtown Tampa69 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →

LAKE PANASOFFKEE 33538 — neighborhood snapshot

Population

5,748

Median age

47.6

Median income

$48,951

Median home value

$157,200

Avg household

2.13

Households w/ children

692

For the school run

Sumter County School District

ElementaryLake Panasoffkee Elementary School★★★★★
MiddleSouth Sumter Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Panasoffkee market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$194K$169K

Lake Panasoffkee median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

24 of 39

Lake Panasoffkee actives have cut their price

Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →

Paper trail

This home's history

CurrentPrice reduced to $379,500 $41K
Jul 14, 2025Listed at $420,000 · 386 days on market since
2015Built · LAKE SHORE PARK

Reality check

What actually sold near 876 CR 467

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1412 CR 482NSold · Feb ’26

$254,000

1412 CR 482N · same community

3 bd · 2 ba · 1,716 sqft · $148/sqft · 8 DOM

1050 CR 482DSold · Jul ’26

$145,000

1050 CR 482D · same community

3 bd · 2 ba · 1,580 sqft · $92/sqft · 95 DOM

926 CR 467Sold · Mar ’26

$210,000

926 CR 467 · same community

2 bd · 2 ba · 988 sqft · $213/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 876 CR 467 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 876 CR 467 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

876 CR 467 FAQs

What would the monthly payment be for 876 CR 467?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,733/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 876 CR 467?+

The most recent tax bill on record (2024) was $2,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Panasoffkee?+

At $379,500, this home is listed about 101% above the Lake Panasoffkee median of $189,000. The market section on this page shows how the area is trending.

Which schools are assigned to 876 CR 467?+

Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$379,500 runs 122% above the LAKE PANASOFFKEE 33538 median — but at 1,728 sqft it's also 50% larger than the typical Lake Panasoffkee listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

386 days on market against a Lake Panasoffkee median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $420,000, now $379,500 — a $41K cut. The full history is in the market section below.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Donny Stokes. MLS #G5099469.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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