1129 APPLE TERRACE, LEESBURG, FL, 34748
Active380 days on marketListed Jul 15, 2025MLS #G5098376
About this home
1129 APPLE TERRACE
One or more photo(s) has been virtually staged. Quiet peaceful gated community in west Leesburg with easy access to I-75 and Florida Turnpike. This family friendly neighborhood with its man-made lakes, creates a pleasant backdrop for this one story villa with 2 bedroom, 2 bath and a huge screened patio for relaxing and entertaining. The home is tiled through-out for easy care maintenance and ALL APPLIANCES are INCLUDED!! Washer, dryer, side by side refrigerator, dishwasher, microwave. The Community POOL, FITNESS center and Clubhouse are only one street over. This location is very convenient with nearby The Villages, Clermont, Eustis, Groveland, Fruitland Park, Lady Lake, Mascotte, Mount Dora, Tavares and Wildwood and if you need to travel to Orlando, Ocoee or Winter Garden it is under an hour. Speaking of travel there are 2 covered reserved parking spaces included. Utilities are from City of Leesburg and on for your inspection. USDA, VA, CONV, FHA financing approved and down payment assistance available. Schedule a time to see today and yes I know the colors are crazy however this is the least expensive villa in the entire community so just pack up your paint brush and Don't miss out on this opportunity!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,250
Sqft
0.05 ac
Lot size
1994
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,683 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.2%
$/sqft vs Leesburg actives
$136 vs $172
Days on market
380 vs 50 typical
Where $136/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$281K → $261K
Leesburg median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
211 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1129 APPLE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$193,000
1041 WILLOW DRIVE · same community
2 bd · 2 ba · 1,250 sqft · $154/sqft · 78 DOM
Sold · Feb ’26$165,000
2910 PECAN AVENUE · same community
2 bd · 2.5 ba · 1,288 sqft · $128/sqft · 38 DOM
Sold · Sep ’25$165,000
1000 ROYAL OAK BOULEVARD · same community
2 bd · 2.5 ba · 1,288 sqft · $128/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1129 APPLE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1129 APPLE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1129 APPLE TERRACE FAQs
What would the monthly payment be for 1129 APPLE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,683/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1129 APPLE TERRACE?+
The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1129 APPLE TERRACE?+
The most recent tax bill on record (2024) was $2,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1129 APPLE TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $170,000, this home is listed about 42% below the Leesburg median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1129 APPLE TERRACE?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LEESBURG 34748 market on paper
$170,000 is 39% below the LEESBURG 34748 median of $279,500, and at $136/sqft it sits under the Leesburg average of $174.
02Time on market is leverage
380 days on market against a Leesburg median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $220,000, now $170,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Deborah Elliott. MLS #G5098376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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