David Ramirez
Pending
$850,000$1,400,0003 bd2 ba2,485 sqft$342 /sqft$5,220 /mo all-in ↓

27011 SE HIGHWAY 42, UMATILLA, FL, 32784

Pending458 days on marketListed May 2, 2025MLS #G5096544

Reduced $550KSingle Family ResidenceNICOTOON LAKE

About this home

27011 SE HIGHWAY 42

Welcome to Fox Run, a stunning 25-acre retreat nestled in the heart of Central Florida. This exceptional property offers a spacious 3-bedroom, 2-bathroom home, perfect for comfortable living and entertaining. The estate features a generous 4-car garage, a versatile 6-stall barn with a tack room—ideal for equestrian enthusiasts—and ample storage with a pole barn for tractors and equipment, plus a storage shed. Roof is 2024 along with the well system. Enjoy the tranquility of rural living while remaining conveniently close to nearby cities, providing the perfect balance of privacy and accessibility. The property grants exclusive access to Nicotoon Lake, renowned for its abundant bluegill, crappie, and largemouth bass—perfect for fishing and outdoor recreation. Nature lovers will appreciate the diverse wildlife that calls Fox Run home, including resident deer, foxes, bobcats, sandhill cranes, and even the occasional black bear. Experience the peaceful serenity and natural beauty that make this property truly special. Please note: All visits require an appointment with a licensed real estate agent. Unauthorized entry will be considered trespassing and will be handled accordingly. Don’t miss this one-of-a-kind opportunity to own your piece of Central Florida paradise!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,485

Sqft

25.09 ac

Lot size

4

Garage

1996

Year built

Multi/Split

Levels

$342

Per sqft

FireplaceTrees/Woods & Water view

Inside

FlooringTile
AppliancesRange · Refrigerator
InteriorOpen Floorplan · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouth
ParkingOversized
ExteriorOther

Community & fees

Taxes (2024)$1,854/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,220 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2024 actual bill$155
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,220/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$155
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Map of 27011 SE HIGHWAY 42

Drive times from this address

Downtown Orlando70 min
Universal Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 177% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

CurrentPrice reduced to $850,000 $550K
May 2, 2025Listed at $1,400,000 · 458 days on market since
1996Built · NICOTOON LAKE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 27011 SE HIGHWAY 42 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27011 SE HIGHWAY 42 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

27011 SE HIGHWAY 42 FAQs

What would the monthly payment be for 27011 SE HIGHWAY 42?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 27011 SE HIGHWAY 42?+

The most recent tax bill on record (2024) was $1,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Umatilla?+

At $850,000, this home is listed about 150% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 27011 SE HIGHWAY 42?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$850,000 runs 177% above the UMATILLA 32784 median — but at 2,485 sqft it's also 50% larger than the typical Umatilla listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

458 days on market against a Umatilla median of 58 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,400,000, now $850,000 — a $550K cut. The full history is in the market section below.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Dustin Meyers. MLS #G5096544.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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