3117 BRIGHT LAKE CIRCLE lot 63, GROVELAND, FL, 34736
Active485 days on marketListed Apr 13, 2025MLS #G5095650
About this home
3117 BRIGHT LAKE CIRCLE lot 63
5.41 Acre Waterfront Lot in the Gated Clearwater Reserve Community. Enjoy privacy, space, and luxury in the exclusive Clearwater Reserve community. This 5.41 - acre wooded lot, with 2.25 high and dry buildable land with no rear neighbors! Lot 63 is the perfect blank canvas to build your custom dream home—with no required timeframe to build and you can bring your own builder! Surrounded by custom homes and natural beauty, this is your chance to own a peaceful slice of paradise close to the city. Clearwater Reserve is a hidden gem, surrounded by lush conservation land and dotted with stunning custom-built homes. The community is Gated and features private paved roads, underground utilities, and newly installed fiber-optic internet, ensuring both convenience and modern connectivity. Community amenities include: • Tennis courts/Pickle Ball • Fishing dock • Expansive open green spaces rich with Florida wildlife and birdlife Located just 15 minutes from Florida Turnpike entrances and near U.S. Highway 27, this property blends the charm of Old Florida with easy access to Central Florida destinations. Survey Available.
Facts & features
The home at a glance
5.41 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,608 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,608/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $405K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the GROVELAND 34736 median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3117 BRIGHT LAKE CIRCLE lot 63
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$180,000
25447 CRESTWATER DRIVE
2 bd · 2 ba · 1,348 sqft · $134/sqft · 66 DOM
Sold · Oct ’25$255,000
3726 MOUNT HOPE LOOP
3 bd · 2 ba · 1,592 sqft · $160/sqft · 43 DOM
Sold · Nov ’25$190,000
25307 FELICITY COURT
2 bd · 2 ba · 1,664 sqft · $114/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3117 BRIGHT LAKE CIRCLE lot 63 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3117 BRIGHT LAKE CIRCLE lot 63 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3117 BRIGHT LAKE CIRCLE lot 63 FAQs
What would the monthly payment be for 3117 BRIGHT LAKE CIRCLE lot 63?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,608/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3117 BRIGHT LAKE CIRCLE lot 63?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3117 BRIGHT LAKE CIRCLE lot 63?+
The most recent tax bill on record (2024) was $1,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3117 BRIGHT LAKE CIRCLE lot 63?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $199,900, this home is listed about 49% below the Groveland median of $395,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3117 BRIGHT LAKE CIRCLE lot 63?+
South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GROVELAND 34736 market on paper
$199,900 is 46% below the GROVELAND 34736 median of $370,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
485 days on market against a Groveland median of 47 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LISA REALTY PARTNERS · Lisa Pownall. MLS #G5095650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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