David Ramirez
$539,000$599,9994 bd2.5 ba3,995 sqft$135 /sqft$4,071 /mo all-in ↓

2918 COCOVIA WAY, LEESBURG, FL, 34748

Active509 days on marketListed Mar 13, 2025MLS #G5093293

Reduced $61KSingle Family ResidenceMORNINGVIEW AT LEESBURG

About this home

2918 COCOVIA WAY

Virtually Staged. PRICE IMPROVEMENT!! Welcome to this beautifully updated 4-bedroom, 2.5-bathroom 2 story home, just under 4,000 square feet, located near the end of a peaceful cul-de-sac. This home presents a perfect fusion of coziness, sophistication, and accessibility, with Lake Harris water views from the balcony, fostering a soothing and serene ambiance. As you step inside, you'll notice the thoughtful updates throughout, including gorgeous porcelain tile and LVP flooring—no carpet here! With a newer roof installed in 2019, you can rest easy knowing this home is in excellent condition. The expansive living spaces feature an open living and dining room and a family room complemented by a cozy wood-burning fireplace. Cathedral ceilings add a bright, airy, and open feel to the space. The chef’s kitchen is a true highlight, complete with a spacious island for food prep, newer stainless-steel appliances (including a double oven), butcher block counters and ample cabinet space to meet all your culinary needs. The versatile bonus rooms offer endless possibilities, whether you need space for an office, playroom, or multi-generational living. Step outside to your generous backyard, offering the perfect retreat with room for a pool, plus your very own avocado and orange trees for fresh fruit at your fingertips. The well-maintained landscaping thrives year-round thanks to a separate well for irrigation, lowering your water bill. A workshop/shed with power is also included, perfect for DIY projects or extra storage. There's plenty of parking space for your boat or RV. Location, Location, Location: Located just minutes from a public boat launch on Lake Harris, you’ll have access to the sought-after Chain of Lakes—perfect for water enthusiasts. This home is also conveniently situated with quick access to major highways, putting you equidistant to both coasts and near all the major attractions Central Florida has to offer. Best of all, there are NO HOA fees or restrictions, giving you the freedom to enjoy your property to the fullest. Don’t miss the chance to make this exceptional home yours, with water views and a prime location. Schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,995

Sqft

0.3 ac

Lot size

2

Garage

1982

Year built

Two

Levels

$135

Per sqft

FireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco · Wood Frame · Wood Siding
FoundationPillar/Post/Pier
ViewTrees/Woods · Water
FacesSouthwest
ParkingBoat · Circular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Off Street · Oversized · Parking Pad · RV Parking
ExteriorFrench Doors · Irrigation System · Rain Gutters · Sidewalk

Community & fees

Taxes (2024)$5,989/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,071 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property tax — 2024 actual bill$499
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,865
Interest rate6.00%
Loan term

Estimated payment

$4,071/mo

Principal & interest$3,173
FHA mortgage insurance (est.)$238
Property taxes (actual bill)$499
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Leesburg actives

$135 vs $171

Days on market

509 vs 56 typical

Where $135/sqft sits among the 400 Leesburg actives

64
64 · this home
135
83
23
31
$89–121$121–153$153–185$185–217$217–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 2918 COCOVIA WAY

Drive times from this address

Downtown Orlando47 min
Universal Orlando49 min
Walt Disney World57 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$269K$290K

Leesburg median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

207 of 400

Leesburg actives have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% above the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,000 $61K
Mar 13, 2025Listed at $599,999 · 509 days on market since
1982Built · MORNINGVIEW AT LEESBURG

Reality check

What actually sold near 2918 COCOVIA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2920 COCOVIA WAYSold · Jun ’26

$455,000

2920 COCOVIA WAY · same community

6 bd · 3 ba · 3,600 sqft · $126/sqft · 52 DOM

2915 COCOVIA WAYSold · Mar ’26

$390,000

2915 COCOVIA WAY · same community

3 bd · 2 ba · 1,956 sqft · $199/sqft · 87 DOM

5150 BANANA POINT DRIVESold · Apr ’26

$825,000

5150 BANANA POINT DRIVE

5 bd · 3.5 ba · 4,127 sqft · $200/sqft · 164 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2918 COCOVIA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2918 COCOVIA WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2918 COCOVIA WAY FAQs

What would the monthly payment be for 2918 COCOVIA WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,071/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2918 COCOVIA WAY?+

The most recent tax bill on record (2024) was $5,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2918 COCOVIA WAY?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $539,000, this home is listed about 80% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2918 COCOVIA WAY?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$539,000 runs 93% above the LEESBURG 34748 median — but at 3,995 sqft it's also nearly 2 times the size of the typical Leesburg listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

509 days on market against a Leesburg median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $599,999, now $539,000 — a $61K cut. The full history is in the market section below.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Ashley Robey, LLC. MLS #G5093293.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2918 COCOVIA WAY, LEESBURG, FL — 4 Bed, 2.5 Bath — $539,000 | CENTURY 21 Edge