David Ramirez
$998,000$1,016,180$5,921 /mo all-in ↓

SUMTER COUNTY ROAD 214, OXFORD, FL, 34484

Active633 days on marketListed Nov 8, 2024MLS #G5089003

Reduced $18K

About this home

SUMTER COUNTY ROAD 214

This stunning 16.36-acre property is situated just outside The Villages, the nation's largest 55+ community, in Sumter County. Sumter County ranks as one of Florida's most rapidly expanding counties, with considerable residential and commercial growth in recent years. City of Wildwood water and sewer utilities run past the property on CR 214. The site is all uplands, not located within the Flood Hazard Area and has 611 feet of frontage on Sumter County Road 214. Adjacent properties are zoned R-2, allowing up to 6 residential units per acre, making this an ideal site for a future residential development, your dream home, or a great investment in an area with rapid growth. the property is in an area with convenient access to Hwy 301, the Florida Turnpike, and I-75.

Facts & features

The home at a glance

16.36 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$24/yr

Utilities & systems

UtilitiesSewer Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,921 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,385
PMI (est., until 20% equity)$374
Property tax — 2023 actual bill$2
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,800
Interest rate6.00%
Loan term

Estimated payment

$5,921/mo

Principal & interest$5,385
PMI (est., until 20% equity)$374
Property taxes (actual bill)$2
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Oxford

Map of SUMTER COUNTY ROAD 214

Drive times from this address

Downtown Orlando61 min
Universal Orlando64 min
Walt Disney World71 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oxford. See the full Oxford guide →

OXFORD 34484 — neighborhood snapshot

Population

5,409

Median age

51.1

Median income

$90,826

Median home value

$375,800

Avg household

2.18

Households w/ children

509

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oxford market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$326K$360K

Oxford median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 138% above the OXFORD 34484 median. See the full Oxford market guide →

Paper trail

This home's history

CurrentPrice reduced to $998,000 $18K
Nov 8, 2024Listed at $1,016,180 · 633 days on market since

Reality check

What actually sold near SUMTER COUNTY ROAD 214

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12129 GRAND OAK LANESold · Sep ’25

$131,000

12129 GRAND OAK LANE

1 bd · 1 ba · 588 sqft · $223/sqft · 134 DOM

12133 GRAND OAK LANESold · Sep ’25

$159,500

12133 GRAND OAK LANE

1 bd · 1 ba · 725 sqft · $220/sqft · 203 DOM

3607 UMBRELLA TREE LANESold · Jul ’26

$138,000

3607 UMBRELLA TREE LANE

2 bd · 2 ba · 772 sqft · $179/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about SUMTER COUNTY ROAD 214 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SUMTER COUNTY ROAD 214 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

SUMTER COUNTY ROAD 214 FAQs

What would the monthly payment be for SUMTER COUNTY ROAD 214?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,921/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SUMTER COUNTY ROAD 214?+

The most recent tax bill on record (2023) was $24. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oxford?+

At $998,000, this home is listed about 148% above the Oxford median of $402,000. The market section on this page shows how the area is trending.

Which schools are assigned to SUMTER COUNTY ROAD 214?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$998,000 runs 138% above the OXFORD 34484 median.

02Time on market is leverage

633 days on market against a Oxford median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,016,180, now $998,000 — a $18K cut. The full history is in the market section below.

Listing courtesy of CARLINO REAL ESTATE GROUP INC · Jonathan Martin. MLS #G5089003.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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