David Ramirez
$2,799,988$2,990,0005 bd5.5 ba5,254 sqft$533 /sqft$17,129 /mo all-in ↓

16340 PENDIO DRIVE, BELLA COLLINA, FL, 34756

Active902 days on marketListed Feb 2, 2024MLS #G5076525

Reduced $190KPrivate poolSingle Family ResidenceBELLA COLLINA SUB

About this home

16340 PENDIO DRIVE

Move-in ready two-story custom home on a one acre preserve homesite in the exquisite guard gated golf community of Bella Collina. Upon entering this home you are greeted with a semi-formal entry that opens to the expansive great room with an abundance of light coming through the 5 panel sliders that overlook the pool and lanai areas. The custom designed gourmet kitchen with wood trim accents throughout boasts a large island overlooking the great room. Appliances include Thermador 6 burner gas range, custom built hood, fridge with matching front cabinet facing, pot filler, oversized walk-in pantry, and large breakfast nook in addition the formal dining room and dry bar area. A corner wine wall adds the elegance of the great room. The first-floor primary bedroom offers an owners coffee bar with beverage fridge. Large bay windows stream plenty of natural sunlight with a sitting area overlooking the pool and lanai. The ensuite bathroom features dual side entry shower with two rain heads, double vanity, soaking tub and two walk in closets. Three additional bedrooms and loft on the second floor are perfect for additional family members or guests. The oversized lanai and backyard living areas are ideal for entertaining with several covered sitting and dining areas and remote-controlled screens. The outdoor kitchen and grilling areas have plenty of counter space, a fridge with sink and easy access to the main kitchen. A 1st floor office can also double as a guest room. The club at Bella Collina offers year-round culinary and social activities for all ages. . Enjoy a round of golf on the Nick Faldo designed golf course or wind down at one of the restaurant terraces. Additional amenities include Har-Tru tennis facility, pickleball., outdoor pool complex, spa and fitness center with an array of complimentary fitness classes. Call today to learn more about this incredible home at Bella Collina. Furniture is negotiable.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

5,254

Sqft

1.13 ac

Lot size

4

Garage

2023

Year built

Two

Levels

$533

Per sqft

Private poolTrees/Woods viewNegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Freezer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorDry Bar · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryCorridor Access · Inside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level
ExteriorBalcony · Irrigation System · Outdoor Grill · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$410/mo
Taxes (2023)$4,801/yr
PetsBreed Restrictions, Yes
CommunityDock · Fishing · Lake · Water Access · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Natural Gas Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,129 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,109
PMI (est., until 20% equity)$1,050
Property tax — 2023 actual bill$400
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $279,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $279,999
Interest rate6.00%
Loan term

Estimated payment

$17,129/mo

Principal & interest$15,109
PMI (est., until 20% equity)$1,050
Property taxes (actual bill)$400
HOA / condo fee$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bella Collina

Map of 16340 PENDIO DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando32 min
Universal Orlando35 min
Walt Disney World43 min
Orlando Int’l Airport (MCO)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bella Collina. See the full Bella Collina guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bella Collina market

Seller’s marketLeans buyer12.8 months of inventoryBuyer’s market

$2.0M$3.0M

Bella Collina median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Bella Collina, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 181% above the BELLA COLLINA 34756 median. See the full Bella Collina market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,799,988 $190K
Feb 2, 2024Listed at $2,990,000 · 902 days on market since
2023Built · BELLA COLLINA SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16340 PENDIO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16340 PENDIO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16340 PENDIO DRIVE FAQs

What would the monthly payment be for 16340 PENDIO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,129/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16340 PENDIO DRIVE?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16340 PENDIO DRIVE?+

The most recent tax bill on record (2023) was $4,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16340 PENDIO DRIVE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bella Collina?+

At $2,799,988, this home is listed about 25% above the Bella Collina median of $2,237,500. The market section on this page shows how the area is trending.

Which schools are assigned to 16340 PENDIO DRIVE?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,799,988 runs 181% above the BELLA COLLINA 34756 median — but at 5,254 sqft it's also 26% larger than the typical Bella Collina listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

902 days on market against a Bella Collina median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,990,000, now $2,799,988 — a $190K cut. The full history is in the market section below.

Listing courtesy of BELLA COLLINA REAL ESTATE CO · Dawn Roffey. MLS #G5076525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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