David Ramirez

5519 PANORAMIC VIEW DRIVE, APOPKA, FL, 32712

Active955 days on marketListed Dec 11, 2023MLS #G5076294

Priced 52% below the APOPKA 32712 medianHILLTOP ESTATES

About this home

5519 PANORAMIC VIEW DRIVE

Hilltop Estates is a 44 Acre Residential Community featuring 20 Exclusive Luxury Homesites with lot sizes ranging from .75 Acres to 1.18 Acres. A 22 Acre Permanent Open Space Reserve owned and maintained by the HOA surrounds the residential lots and will remain perpetually undeveloped. Hilltop Estates offers a tranquil country lifestyle with the convenience of nearby suburban amenities. With easy access to SR 429/Wekiva Parkway and minutes from downtown Apopka and Mount Dora, Hilltop Estates is a great location to facilitate your local transportation needs and long-distance trips as well. Build your Custom Dream Home with one of our select Approved Builders in this Luxury Estate Community. Buyer(s) must begin construction within one year after closing date. Deed restrictions require a minimum home construction of 2400 sq. ft. under air; does not include porches or garages. Onsite septic, private well and home fire suppression system installation is required. Visit our website for additional information at www.hilltopestates.info

Facts & features

The home at a glance

0.99 ac

Lot size

Inside

Outside & construction

Community & fees

HOA fee$50/mo
Taxes (2024)$0/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Capable · Electricity Available · Underground Utilities · Water Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,666 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property tax — 2024 actual bill$0
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate6.00%
Loan term

Estimated payment

$1,877/mo

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Est. property taxes$211
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Apopka

Map of 5519 PANORAMIC VIEW DRIVE

Drive times from this address

Downtown Orlando36 min
Universal Orlando39 min
Walt Disney World45 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

APOPKA 32712 — neighborhood snapshot

Population

49,522

Median age

41.9

Median income

$106,264

Median home value

$389,900

Avg household

3.04

Households w/ children

5,838

For the school run

Orange County School District

MiddleApopka Middle★★★★
ElementaryDream Lake Elementary★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

Dec 11, 2023Listed at $230,000 · 955 days on market since

Reality check

What actually sold near 5519 PANORAMIC VIEW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16681 SE 96TH COURTSold · Mar ’26

$200,000

16681 SE 96TH COURT · same community

2 bd · 2 ba · 1,284 sqft · $156/sqft · 149 DOM

16582 SE 96TH COURTSold · Aug ’25

$195,000

16582 SE 96TH COURT · same community

2 bd · 2 ba · 1,329 sqft · $147/sqft · 20 DOM

3367 VINE LEAF STREETSold · Sep ’25

$405,790

3367 VINE LEAF STREET

4 bd · 2 ba · 1,715 sqft · $237/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5519 PANORAMIC VIEW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5519 PANORAMIC VIEW DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5519 PANORAMIC VIEW DRIVE FAQs

What would the monthly payment be for 5519 PANORAMIC VIEW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,666/mo — principal and interest, estimated property taxes, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5519 PANORAMIC VIEW DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5519 PANORAMIC VIEW DRIVE?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5519 PANORAMIC VIEW DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $230,000, this home is listed about 49% below the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 5519 PANORAMIC VIEW DRIVE?+

Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HILL'S PREMIER REALTY LLC · Jami Merrill Hill. MLS #G5076294.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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