
93 PANORAMA DRIVE, PALM COAST, FL, 32164
Active3 days on marketListed Jul 27, 2026MLS #FC320229
About this home
93 PANORAMA DRIVE
This delightful rental home offers three spacious bedrooms and two full bathrooms, providing ample space for relaxation and rejuvenation. Encompassing 1,552 square feet, this inviting residence is a perfect blend of comfort and style. Step inside to discover a well-designed layout that maximizes both space and natural light, creating a warm and welcoming atmosphere. The living areas are perfect for both entertaining friends and enjoying quiet evenings with loved ones. Each bedroom is a personal haven, designed to offer peace and privacy after a long day. The full bathrooms are thoughtfully appointed, providing convenience and luxury with every use. Nestled in the heart of Palm Coast, this home offers the bliss of a serene neighborhood while being conveniently close to local amenities. Enjoy the picturesque surroundings that Palm Coast is renowned for, with lush landscapes and coastal breezes at your doorstep. Make 93 Panorama Dr your new retreat and experience the unparalleled joy of living in a place that truly feels like home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,552
Sqft
0.18 ac
Lot size
2
Garage
2021
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BELLE TERRE
$1 vs $241
Days on market
3 vs 47 typical
Where $1/sqft sits among the 11 homes for sale in BELLE TERRE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 11
BELLE TERRE have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 93 PANORAMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$315,900
158 PALMWOOD DRIVE · same community
3 bd · 2 ba · 1,596 sqft · $198/sqft · 330 DOM
Sold · Sep ’25$339,900
30 PEPPERCORN LANE · same community
3 bd · 2 ba · 1,600 sqft · $212/sqft · 305 DOM
Sold · May ’26$305,000
36 PRAIRIE LANE · same community
3 bd · 2 ba · 1,500 sqft · $203/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 93 PANORAMA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 93 PANORAMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
93 PANORAMA DRIVE FAQs
What would the monthly payment be for 93 PANORAMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 93 PANORAMA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,900, this home is listed about 100% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 93 PANORAMA DRIVE?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Kseniya Edwards. MLS #FC320229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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