David Ramirez
$310,0004 bd2 ba1,491 sqft$208 /sqft$2,489 /mo all-in ↓

118 HULETT WOODS ROAD, PALM COAST, FL, 32137

Active10 days on marketListed Jul 24, 2026MLS #FC320154

Priced 19% below the PALM COAST 32137 medianSingle Family ResidenceSAWMILL BRANCH/PALM COAST PARK P

About this home

118 HULETT WOODS ROAD

Built in 2024, this beautifully designed 4-bedroom, 2-bath home offers the perfect blend of modern style, functionality, and low-maintenance living in the desirable Sawmill Branch community. The open-concept floor plan features luxury vinyl plank flooring throughout the main living areas, a spacious kitchen with quartz countertops, and ample room for both everyday living and entertaining. The fully fenced backyard provides added privacy and space to relax, while the garage is equipped with overhead ceiling storage to maximize organization and convenience. Beyond the home, residents enjoy access to Sawmill Branch's exceptional resort-style amenities, including a community pool, clubhouse, fitness center, splash pad, playground, pickleball courts, and dog park. Whether you're looking for a move-in-ready primary residence or a newer home with outstanding community features, this property offers comfort, style, and convenience in one exceptional package.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,491

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$208

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$21/mo
Taxes (2025)$4,152/yr
PetsCats OK, Dogs OK, Number Limit
CommunityPlayground · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,489 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$346
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate6.00%
Loan term

Estimated payment

$2,489/mo

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$346
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$287KedgeAI estimate $300,484 · range $299K$305K$322K

vs edgeAI estimate

+3.2%

$/sqft vs Palm Coast actives

$208 vs $218

Days on market

10 vs 47 typical

Where $208/sqft sits among the 400 Palm Coast actives

223 · this home
72
36
29
15
25
$160–229$229–297$297–366$366–435$435–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 118 HULETT WOODS ROAD

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

168 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $310,000 · 10 days on market since
2024Built · SAWMILL BRANCH/PALM COAST PARK P

Reality check

What actually sold near 118 HULETT WOODS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

47 SPRINGWOOD DRIVESold · May ’26

$285,000

47 SPRINGWOOD DRIVE · same community

3 bd · 2 ba · 1,714 sqft · $166/sqft · 76 DOM

2 SPRINGWOOD DRIVESold · Apr ’26

$291,000

2 SPRINGWOOD DRIVE · same community

3 bd · 2 ba · 1,714 sqft · $170/sqft · 23 DOM

82 HULETT WOODS ROADSold · Mar ’26

$275,000

82 HULETT WOODS ROAD · same community

3 bd · 2 ba · 1,715 sqft · $160/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 118 HULETT WOODS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 118 HULETT WOODS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

118 HULETT WOODS ROAD FAQs

What would the monthly payment be for 118 HULETT WOODS ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,489/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 118 HULETT WOODS ROAD?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 118 HULETT WOODS ROAD?+

The most recent tax bill on record (2025) was $4,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 118 HULETT WOODS ROAD?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $310,000, this home is listed about 22% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 118 HULETT WOODS ROAD?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32137 market on paper

$310,000 is 19% below the PALM COAST 32137 median of $381,175, and at $208/sqft it sits under the Palm Coast average of $257.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL REALTY PROS LLC · Chris Mastoridis. MLS #FC320154.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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