David Ramirez
$364,9903 bd2 ba1,563 sqft$234 /sqft$2,842 /mo all-in ↓

4220 PALATKA BOULEVARD, HASTINGS, FL, 32145

Active4 days on marketListed Jul 21, 2026MLS #FC320116

Single Family ResidenceFLAGLER ESTATES

Come see it

Upcoming open house

Sat, Jul 25

9:00 AM – 11:00 AM

About this home

4220 PALATKA BOULEVARD

Welcome home to 4220 Palatka Blvd! This beautifully custom-built concrete block home sits on over an acre of land and offers the perfect blend of modern style, quality construction and peaceful country living. Best of all there's no HOA, giving you the freedom to truly enjoy your property. From the moment you arrive, you'll appreciate the striking curb appeal featuring a durable metal roof, covered front porch, two-car garage and a dedicated pump house that houses the well equipment and whole-home water softener system. Step inside to discover a bright, open split-bedroom floor plan with 9-foot ceilings and gorgeous wood-look ceramic tile flooring throughout. Every detail was thoughtfully selected, creating a space that's both elegant and functional. The chef's kitchen is truly the heart of the home, showcasing granite countertops, a large porcelain farmhouse sink, Samsung stainless steel appliances, an oversized center island with seating, a spacious corner pantry, eye-catching blue accent cabinetry, classic subway tile backsplash and beautiful designer pendant lighting. The spacious primary suite is a true retreat, offering abundant natural light, an oversized walk-in closet complete with storage racks and a luxurious ensuite bathroom featuring dual granite vanities, a floor-to-ceiling tiled walk-in shower with a rainfall showerhead, handheld wand, built-in bench and four recessed niches for added convenience. On the opposite side of the home, you'll find two generously sized guest bedrooms with large closets, along with a beautifully appointed guest bathroom featuring dual granite vanities and a tiled tub/shower combination. The laundry room which doubles as a mud room houses a stackable Samsung washer and dryer that convey with the home. You'll be delighted to know that you have an insulated garage and insulated garage door as well as a tankless water heater. Step outside and enjoy the expansive backyard, where the possibilities are endless. Whether you're dreaming of adding a pool, building a workshop, creating the ultimate outdoor entertaining space, or simply enjoying the peaceful surroundings, there's plenty of room to make it your own. The owners thoughtfully preserved approximately a 15-foot tree buffer along the entire property, providing added privacy while maintaining the open feel of the lot. As an added bonus Electrical and Plumbing has already been run in the back of the property left corner of the property and is ready for an RV hook up or an outbuilding or workshop. You'll have ample space for your RV, boat, trailers, recreational vehicles, or future detached workshop. If you've been searching for a home that checks every box, 4220 Palatka Blvd is ready to welcome you home. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,563

Sqft

1.14 ac

Lot size

2

Garage

2022

Year built

One

Levels

$234

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorPrivate Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$4,461/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Private · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,842 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$372
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$2,842/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$372
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$291KedgeAI estimate $350,581 · range $304K$448K$466K

vs edgeAI estimate

+4.1%

$/sqft vs FLAGLER ESTATES

$234 vs $213

Days on market

4 vs 56 typical

Where $234/sqft sits among the 14 homes for sale in FLAGLER ESTATES

1
2
2
3
5 · this home
1
$123–146$146–169$169–192$192–215$215–237$237+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hastings

Map of 4220 PALATKA BOULEVARD

Get to know Hastings. See the full Hastings guide →

HASTINGS 32145 — neighborhood snapshot

Population

5,750

Median age

39.2

Median income

$81,931

Median home value

$194,400

Avg household

2.73

Households w/ children

936

For the school run

St. Johns County School District

ElementarySouth Woods Elementary School★★★★★
HighPedro Menendez High School★★★★★
MiddleGamble Rogers Middle School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hastings market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$291K

Hastings median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

12 of 14

FLAGLER ESTATES have cut their price

Median sold price, Hastings, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 630% above the HASTINGS 32145 median. See the full Hastings market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $364,990 · 4 days on market since
2022Built · FLAGLER ESTATES

Reality check

What actually sold near 4220 PALATKA BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4430 REGINA STREETSold · May ’26

$340,990

4430 REGINA STREET · same community

3 bd · 2 ba · 1,552 sqft · $220/sqft · 15 DOM

10045 TURPIN AVENUESold · Dec ’25

$294,900

10045 TURPIN AVENUE · same community

3 bd · 2 ba · 1,546 sqft · $191/sqft · 148 DOM

10105 YEAGER AVENUESold · Mar ’26

$259,900

10105 YEAGER AVENUE · same community

3 bd · 2 ba · 1,546 sqft · $168/sqft · 214 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4220 PALATKA BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4220 PALATKA BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4220 PALATKA BOULEVARD FAQs

What would the monthly payment be for 4220 PALATKA BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4220 PALATKA BOULEVARD?+

The most recent tax bill on record (2025) was $4,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4220 PALATKA BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hastings?+

At $364,990, this home is listed about 28% above the Hastings median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4220 PALATKA BOULEVARD?+

South Woods Elementary School (elementary), Pedro Menendez High School (high), Gamble Rogers Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXCHANGE, LLC · Virginia Hammons. MLS #FC320116.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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