David Ramirez
$2,4004 bd2 ba2,240 sqft$1 /sqft$177 /mo all-in ↓

41 PRIMROSE, PALM COAST, FL, 32164

Active1 days on marketListed Jul 21, 2026MLS #FC320077

Priced 99% below the PALM COAST 32164 medianSingle Family Residence

About this home

41 PRIMROSE

Welcome to 41 Primrose Lane! This updated 4BR/2BA home features an open floor plan, modern kitchen, spacious living/dining areas, and an enclosed Florida room perfect for extra living space. The primary suite offers a walk-in closet and private bath, while three additional bedrooms provide flexibility for guests or a home office. Exterior camera system with interior monitor. Conveniently located near shopping, dining, parks, and the beach. Serenity Realty Group residents are enrolled in the Resident Benefits Package (RBP) for $40/month, which includes liability insurance, credit building, identity theft protection, HVAC air filter delivery (where applicable), move-in concierge service, resident rewards, and more.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,240

Sqft

0.23 ac

Lot size

2

Garage

2013

Year built

One

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Freezer · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryCommon Area · Electric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsMonthly Pet Fee

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $84Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $84
Interest rate6.00%
Loan term

Estimated payment

$177/mo

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Coast actives

$1 vs $224

Days on market

1 vs 47 typical

Where $1/sqft sits among the 400 Palm Coast actives

0 · this home
49
208
63
41
39
$1–88$88–174$174–260$260–347$347–433$433+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belle Terre

Map of 41 PRIMROSE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Belle Terre — neighborhood snapshot

Population

5,687

Median age

48

Median income

$62,936

Median home value

$295,367

Avg household

3

Households w/ children

517

For the school run

Flagler County School District

ElementaryLewis E. Wadsworth Elementary★★★★★
MiddleBuddy Taylor Middle School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

170 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $2,400 · 1 days on market since
2013Built

Reality check

What actually sold near 41 PRIMROSE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29 PONCE PRESERVE DRIVESold · Aug ’25

$501,997

29 PONCE PRESERVE DRIVE

4 bd · 2.5 ba · 2,250 sqft · $223/sqft · 11 DOM

4 PONCE DELEON DRIVESold · May ’26

$395,000

4 PONCE DELEON DRIVE

3 bd · 2 ba · 2,316 sqft · $171/sqft · 6 DOM

80 PORT ROYAL DRIVESold · Aug ’25

$345,990

80 PORT ROYAL DRIVE

4 bd · 2 ba · 2,134 sqft · $162/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 41 PRIMROSE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 41 PRIMROSE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

41 PRIMROSE FAQs

What would the monthly payment be for 41 PRIMROSE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 41 PRIMROSE?+

The listing reports pets: Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $2,400, this home is listed about 99% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 41 PRIMROSE?+

Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SERENITY REALTY GROUP · Edward Lang. MLS #FC320077.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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