61 FRANCIS LN, PALM COAST, FL, 32137
Active4 days on marketListed Jul 20, 2026MLS #FC320066
About this home
61 FRANCIS LN
POOL HOME AVAIALBLE FOR RENT; Discover this exceptional 4-bedroom, 2-bathroom pool home in Palm Coast’s sought-after Palm Harbor neighborhood. Boasting approximately 2,100 square feet of living space, this spacious single-family residence (built in 2005) offers comfortable living with generous room sizes, a well-appointed kitchen, and a functional layout perfect for families or entertaining. Step outside to your private oasis featuring a large, sparkling swimming pool surrounded by a screened lanai — the perfect spot for cooling off, relaxing, or hosting gatherings under the Florida sun. Additional highlights include a 2-car garage for convenient parking and storage, plus ample yard space in a quiet, established community.Conveniently located near Flagler Beach, Daytona, and St. Augustine attractions.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,099
Sqft
0.2 ac
Lot size
2
Garage
2005
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 61 FRANCIS LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 61 FRANCIS LN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
61 FRANCIS LN FAQs
What would the monthly payment be for 61 FRANCIS LN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 61 FRANCIS LN?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $3,395, this home is listed about 99% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 61 FRANCIS LN?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$3,395 is 99% below the PALM COAST 32137 median of $379,900, and at $2/sqft it sits under the Palm Coast average of $257.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Stephen Herold. MLS #FC320066.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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