96 ESPERANTO DRIVE, PALM COAST, FL, 32164
Active3 days on marketListed Jul 20, 2026MLS #FC320047
About this home
96 ESPERANTO DRIVE
2004 PARADE OF HOMES SHOWCASE HOME! Welcome to 96 Esperanto Drive, an ultra-custom, one-of-a-kind estate built by Cliff Parlow as the celebrated "Wingate Model." From the moment you arrive, the immaculate "like new" pride of ownership and architectural grandeur are unmistakable—absolutely no detail was ignored in this 3-bedroom, 2-bathroom masterpiece and gorgeous pool on a large corner lot. The interior is a showcase of builder excellence, featuring elegant, hand-applied Venetian plaster paint finishes and breathtaking, unique architectural ceilings throughout. From the dramatic grid-coffered ceiling in the double-door entry study to the soaring tray ceilings in the main living areas, the craftsmanship is unmatched. The open-concept layout includes an elevated formal dining room framed by stately classical columns and a cozy fireplace, seamlessly transitioning into a spacious family room. The palatial primary suite serves as a private retreat, complete with a columned sitting alcove, direct outdoor views, and a spa-like en-suite bath with dual vanities, a soaking tub, and a separate walk-in shower. The heart of the home features a beautiful kitchen equipped with premium appliances (approx. 3 years old), custom cabinetry, and a wrap-around breakfast bar perfect for casual dining. While the aesthetic is timeless, the mechanical and exterior updates offer complete peace of mind: Brand New A/C installed July 2026 New Roof & Exterior Paint completed in 2023 Fully Vinyl Fenced Backyard offering ultimate privacy Fruit Trees Galore creating a lush, tropical paradise Convenient Outside Storage Shed Entire Lanai Re-Screened & New Pool Filter (June 2025) Hot Water Heater 5 years old (2021) Driveway Redone & Extended to an impressive 22 feet wide (2016) Step outside to your private, fully screened lanai and pool oasis, ideal for enjoying the Florida lifestyle. Nestled in a highly desirable Palm Coast neighborhood close to shopping, dining, schools, and local beaches, this former showcase model home offers a rare level of custom luxury you won't find in standard builds. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,546
Sqft
0.29 ac
Lot size
2
Garage
2003
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,977 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,977/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
Days on market
3 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Knoll
Get to know Palm Coast. See the full Palm Coast guide →
Cypress Knoll — neighborhood snapshot
Population
3,641
Median age
57
Median income
$57,009
Median home value
$360,266
Avg household
2
Households w/ children
277
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 96 ESPERANTO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 96 ESPERANTO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
96 ESPERANTO DRIVE FAQs
What would the monthly payment be for 96 ESPERANTO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,977/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 96 ESPERANTO DRIVE?+
The most recent tax bill on record (2025) was $2,872. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $620,000, this home is listed about 57% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 96 ESPERANTO DRIVE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$620,000 runs 82% above the PALM COAST 32164 median — but at 2,546 sqft it's also 35% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.
Listing courtesy of AMARAL & ASSOCIATES REALTY INC · Natalia Cerdeira. MLS #FC320047.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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