127 S RIVERWALK DRIVE, PALM COAST, FL, 32137
Active14 days on marketListed Jul 17, 2026MLS #FC320042
About this home
127 S RIVERWALK DRIVE
Experience true Florida waterfront living in this exceptional INTRACOASTAL FRONT, 3 CAR GARAGE home at 127 S Riverwalk Dr., where breathtaking water views and effortless boating access create the ultimate coastal lifestyle. Complete with a dock and 10,000 lb. boat lift, you'll enjoy easy trips by water to local restaurants, nearby inlets, and some of the area's best fishing spots. Inside, the home is thoughtfully designed for both everyday comfort and entertaining. The spacious living room features beautiful views of the water and a 98-inch TV that conveys with the home. The kitchen is equipped with a gas cooktop, granite counters, walk in pantry, and ample cabinet space. The expansive primary suite offers a relaxing retreat with dual vanities, tub, a walk-in shower, and a large walk-in closet. Step outside to the covered, screened lanai, where you can sip your morning coffee while taking in the peaceful Intracoastal views. For added protection and peace of mind, the home is equipped with a hurricane-rated privacy screen that can be conveniently operated from your smartphone. Additional highlights include convenient stairs leading to the attic, built in hallway bookshelves, 17kw propane generator, and a queen murphy bed in the third bedroom. Property is located a short drive to both Palm Coast and Flagler Beach. Enjoy easy access to restaurants, shopping, nature parks, healthcare, entertainment, markets, and more. Whether you're setting out for a sunset cruise, enjoying waterfront dining by boat, or simply relaxing on your screened porch overlooking the Intracoastal, this home offers the perfect blend of luxury, comfort, and the Florida lifestyle you've been dreaming of.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,593
Sqft
0.35 ac
Lot size
3
Garage
2006
Year built
One
Levels
$385
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,677 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,677/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.2%
$/sqft vs Palm Coast actives
$385 vs $218
Days on market
14 vs 47 typical
Where $385/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
171 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 160% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 127 S RIVERWALK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$990,000
251 S RIVERWALK DRIVE
4 bd · 3 ba · 2,593 sqft · $382/sqft · 1 DOM
Sold · Nov ’25$652,000
80 N LAKEWALK DRIVE
3 bd · 3 ba · 2,597 sqft · $251/sqft · 180 DOM
Sold · Mar ’26$614,000
1528 N DAYTONA AVENUE
4 bd · 4 ba · 2,584 sqft · $238/sqft · 230 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 127 S RIVERWALK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 127 S RIVERWALK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
127 S RIVERWALK DRIVE FAQs
What would the monthly payment be for 127 S RIVERWALK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,677/mo — principal and interest, the actual property-tax bill, the $239/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 127 S RIVERWALK DRIVE?+
The association fee works out to $239 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 127 S RIVERWALK DRIVE?+
The most recent tax bill on record (2025) was $6,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 127 S RIVERWALK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $999,000, this home is listed about 153% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 127 S RIVERWALK DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$999,000 runs 160% above the PALM COAST 32137 median — but at 2,593 sqft it's also 38% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TRADEMARK REALTY GROUP LLC · Steven Thomas. MLS #FC320042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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