200 OCEAN CREST DRIVE UNIT 913, PALM COAST, FL, 32137
Active7 days on marketListed Jul 21, 2026MLS #FC320021
About this home
200 OCEAN CREST DRIVE UNIT 913
Looking for your slice of paradise? This 9th floor oceanfront condo at Hammock Beach Golf Resort and Spa is your answer. Welcome to your dream escape on the 9th floor of the luxurious Hammock Beach Resort! This gorgeous 3-bedroom 3-bath condo offers 1,818 square feet of bright beachy coastal living space with stunning views of the Altantic Ocean and lush Jack Nicklaus golf course. Whether you're after the perfect vacation spot or a full-time coastal home, this one has it all. Inside you'll find stylish wood-look luxury vinyl floors, tray ceilings, crown molding and a fresh coastal vibe throughout. The open layout makes it easy to relax and entertain. The spacious master suite feels like a retreat complete with its own sliding glass doors to a private balcony where you can enjoy your sunrise and coffee in the morning or unwind with a glass of wine and cool ocean breezes at night. The master bath has double vanities, a soaking tub, separate shower and lots of storage. Two more comfy bedrooms with full baths give plenty of space for family and guests. This home comes fully furnished and move-in ready. Just pack your bags and start living the good life. And for an added benefit, resort style amenities abound with an optional Hammock Beach membership. You can enjoy multiple leisure pools, an adult hot tub, a lazy river, waterslide, world class fitness center and pristine beach access. There are five on site dining venues and a nine-hole putting course in addition, two award winning golf courses including the Jack Nicklaus designed course with no less than six holes along the ocean. If tennis or pickelball is your game you can hone your skills on the courts along the intracoastal waterway. Pamper yourself at the onsite spa and sauna or indulge in casual dining at the ccommunity's favorite restaurants along the ocean. Whether you're seeking a full time residence, vacation getaway or investment opportunity this piece of paradise is a rare find. Call today to schedule your private tour and make Hammock Beach your new coastal retreat.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,818
Sqft
3.5 ac
Lot size
2003
Year built
Three Or More
Levels
$520
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,065 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$7,065/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.2%
$/sqft vs Palm Coast actives
$520 vs $217
Days on market
7 vs 47 typical
Where $520/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
173 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 913
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$725,000
12 WELDON WAY
3 bd · 2 ba · 1,841 sqft · $394/sqft · 182 DOM
Sold · Aug ’25$735,000
9 COTTON COURT
3 bd · 2 ba · 1,771 sqft · $415/sqft · 10 DOM
Sold · Dec ’25$625,000
34 COLLINGDALE COURT
3 bd · 2 ba · 1,873 sqft · $334/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 913 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 913 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 913 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 913?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $7,065/mo — principal and interest, the actual property-tax bill, the $1,697/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 913?+
The association fee works out to $1,697 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 913?+
The most recent tax bill on record (2025) was $10,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 913?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $945,000, this home is listed about 139% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 913?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$945,000 runs 147% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Fresh on the market
Only 7 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.
05Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MORRIS WILLIAMS REALTY · Kathryn Teiro-Peter. MLS #FC320021.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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