123 PEACH ORCHARD ROAD, POMONA PARK, FL, 32181
Active19 days on marketListed Jul 17, 2026MLS #FC320015
About this home
123 PEACH ORCHARD ROAD
Location, Location, Location! Spacious Lot in Peaceful Setting offers a prime opportunity to own land in a tranquil yet convenient location. Just 5 minutes from Welaka and the St. Johns River, and only 25 minutes from Palatka, this lot provides both rural charm and easy access to nearby amenities. Plus, you're less than an hour away from the beautiful St. Augustine Beach! Ideal for building a custom home or for investment purposes Surrounded by natural beauty and serene, quiet surroundings Close to lakes, nature spots, and perfect for those who enjoy the outdoors Convenient access to the St. Johns River, Welaka, and Palatka for shopping, dining, and recreation Whether you're looking to build your dream home or make a smart investment, this property offers an unbeatable location combined with the peace of rural living. Seller is willing to finance qualified buyers.
Facts & features
The home at a glance
0.32 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$257 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$257/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Pomona Park
Get to know Pomona Park. See the full Pomona Park guide →
POMONA PARK 32181 — neighborhood snapshot
Population
2,512
Median age
36.3
Median income
$45,147
Median home value
$101,900
Avg household
2.63
Households w/ children
273
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pomona Park market
$143K → $415K
Pomona Park median sold, yr/yr
102.1%
Sale-to-list ratio (12 mo)
Median sold price, Pomona Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the POMONA PARK 32181 median. See the full Pomona Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 123 PEACH ORCHARD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$255,000
101 ORANGE TREE STREET
4 bd · 3 ba · 1,976 sqft · $129/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 123 PEACH ORCHARD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 123 PEACH ORCHARD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
123 PEACH ORCHARD ROAD FAQs
What would the monthly payment be for 123 PEACH ORCHARD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $257/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 123 PEACH ORCHARD ROAD?+
The most recent tax bill on record (2025) was $120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Pomona Park?+
At $13,750, this home is listed about 95% below the Pomona Park median of $258,950. The market section on this page shows how the area is trending.
Which schools are assigned to 123 PEACH ORCHARD ROAD?+
Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Jeanette Parker. MLS #FC320015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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