David Ramirez
$341,9003 bd2 ba1,540 sqft$222 /sqft$2,400 /mo all-in ↓

2 ULMACEAL PATH, PALM COAST, FL, 32164

Active4 days on marketListed Jul 16, 2026MLS #FC319978

New constructionSingle Family ResidencePALM COAST SEC 57

About this home

2 ULMACEAL PATH

Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Welcome to this beautiful 1,540 square foot home offering 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. From the moment you step inside, you’re welcomed by soaring cathedral ceilings that create an open, airy feeling and set the tone for a home designed for comfort and connection. Imagine relaxing in the spacious living area after a long day, enjoying morning coffee while natural light fills the room, or gathering with family and friends in a space that feels both inviting and warm. The kitchen features elegant white cabinetry with modern black hardware, creating a timeless design that makes cooking and entertaining feel effortless. Picture preparing your favorite meals while still being part of the conversation, with a layout that keeps everyone connected. The primary suite offers a private retreat where you can unwind at the end of the day, complete with a generous walk-in closet and a peaceful atmosphere designed for your comfort. Additional bedrooms provide the perfect space for guests, family, a home office, or a personal hobby room. Step outside and appreciate the timeless curb appeal of a full brick exterior, offering both beauty and durability. With No HOA and NO CDD fees, this home provides the freedom and flexibility to truly make it your own. The added convenience of an in-wall pest control system gives you extra peace of mind and helps make everyday living easier. Imagine coming home to a place where comfort meets simplicity, home where memories are created, weekends are enjoyed, and everyday moments feel special. This Palm Coast gem is ready to welcome you home. Ask about our current promos and CASH buyers discount. **Photos are not of the actual home and are for illustration purposes only. Finishes/colors may vary from photos**

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,540

Sqft

0.28 ac

Lot size

2

Garage

2026

Year built

One

Levels

$222

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Range
InteriorCathedral Ceiling(s) · Open Floorplan · Walk-In Closet(s)
LaundryWasher Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesEast
ExteriorLighting

Community & fees

Taxes (2025)$916/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,400 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,013
FHA mortgage insurance (est.)$151
Property tax — 2025 actual bill$76
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,967Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,967
Interest rate6.00%
Loan term

Estimated payment

$2,400/mo

Principal & interest$2,013
FHA mortgage insurance (est.)$151
Property taxes (actual bill)$76
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $342K
$305KedgeAI estimate $326,335 · range $318K$348K$361K

vs edgeAI estimate

+4.8%

$/sqft vs Palm Coast actives

$222 vs $226

Days on market

4 vs 47 typical

Where $222/sqft sits among the 400 Palm Coast actives

184
88 · this home
42
34
21
31
$158–217$217–277$277–337$337–396$396–456$456+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seminole Woods

Map of 2 ULMACEAL PATH inside its neighborhood boundary

Drive times from this address

Downtown Orlando74 min

Get to know Palm Coast. See the full Palm Coast guide →

Seminole Woods — neighborhood snapshot

Population

6,192

Median age

41

Median income

$75,477

Median home value

$289,999

Avg household

3

Households w/ children

843

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

167 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $341,900 · 4 days on market since
2026Built · PALM COAST SEC 57

Reality check

What actually sold near 2 ULMACEAL PATH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21 UTICA PATHSold · Mar ’26

$339,000

21 UTICA PATH · same community

3 bd · 2 ba · 1,555 sqft · $218/sqft · 330 DOM

315 UNDERWOOD TRAILSold · Nov ’25

$260,000

315 UNDERWOOD TRAIL · same community

3 bd · 2 ba · 1,390 sqft · $187/sqft · 29 DOM

21 UTRILLO PLACESold · Feb ’26

$250,000

21 UTRILLO PLACE · same community

3 bd · 2 ba · 1,389 sqft · $180/sqft · 287 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2 ULMACEAL PATH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2 ULMACEAL PATH — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2 ULMACEAL PATH FAQs

What would the monthly payment be for 2 ULMACEAL PATH?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2 ULMACEAL PATH?+

The most recent tax bill on record (2025) was $916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $341,900, this home is listed about 13% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2 ULMACEAL PATH?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS HOMES REALTY, INC · Cecilia Arita Mata. MLS #FC319978.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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