Commercial Sale · Restaurant
3323 SAINT JOHNS AVENUE, PALATKA, FL, 32177
Active20 days on marketListed Jul 15, 2026MLS #FC319977
About this property
The property at a glance
Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.
1,003
Building sq ft
$234
Price / sq ft
0.24
Lot acres
1950
Year built
1
Building
Restaurant
Property type
The numbers
Investment snapshot
Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.
Estimated payment (illustrative)
Estimated payment
$1,363/mo
Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Financing
Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.
Where it sits
Location & trade area
What’s nearby
Business data © OpenStreetMap contributors
The area
Who's around this property
26,046
Population
$47,486
Median income
41.6
Median age
2.4
Avg household
$158,800
Median home value
$940/mo
Median rent
3,008
Households w/ kids
Recent sales
What actually sold near 3323 SAINT JOHNS AVENUE
The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.
$549,000
2401 CRILL AVENUE
4,144 sqft · $132/sqft · Sold Dec 19, 2025
$420,000
600 REID STREET
1,387 sqft · $303/sqft · Sold Feb 20, 2026
$302,000
1024 N STATE ROAD 19
2,082 sqft · $145/sqft · Sold Jan 15, 2026
Your team
The pros in your corner
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, offers, and every question about 3323 SAINT JOHNS AVENUE — start here.
Financing contact
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Ask about commercial financing options for 3323 SAINT JOHNS AVENUE.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Keep looking
Similar properties nearby
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG) · Frank Perez-Andreu. MLS #FC319977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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