
200 OCEAN CREST DRIVE UNIT 108, PALM COAST, FL, 32137
Active9 days on marketListed Jul 16, 2026MLS #FC319971
About this home
200 OCEAN CREST DRIVE UNIT 108
Experience resort-style coastal living from this beautifully appointed first-floor residence in the exclusive Hammock Beach Club. Offering 1,696 square feet of thoughtfully designed living space, this spacious 3-bedroom, 3-bath condominium combines comfort, elegance, and an unbeatable location just steps from the resort's world-class amenities. Perfectly positioned on the first floor, this residence provides quick and convenient access to the pools, beach walkover, restaurants, fitness center, and all of the exceptional amenities that make Hammock Beach one of Florida's premier oceanfront destinations. Whether you're heading to the beach, meeting friends for dinner, or enjoying a morning walk, everything is just moments from your front door. Inside, you'll find an open, light-filled floor plan designed for effortless living and entertaining. The spacious great room flows seamlessly into the dining area and well-appointed kitchen featuring abundant wood cabinetry, generous counter space, a breakfast bar, and plenty of room for gathering with family and guests. High tray ceilings, neutral finishes, and expansive sliding glass doors create a bright and welcoming atmosphere throughout. The oversized covered balcony extends the living space outdoors and offers peaceful views of the beautifully landscaped resort grounds, swaying palm trees, and glimpses of the Atlantic Ocean. It is the perfect place to enjoy your morning coffee, afternoon breezes, or evening cocktails. The luxurious primary suite serves as a private retreat with direct balcony access, abundant natural light, a spacious walk-in closet, and an elegant spa-inspired bath featuring dual vanities, a soaking tub, and a separate walk-in shower. Two additional guest suites each offer private bathrooms, providing exceptional comfort and privacy for family and visitors. Offered fully furnished, this condominium is ready for immediate enjoyment as a full-time residence, vacation home, or investment property. Residents of Hammock Beach enjoy access to an unmatched collection of resort amenities, including two championship golf courses designed by Jack Nicklaus and Tom Watson, a spectacular multi-level Fantasy Pool complex with water slide and lazy river, an oceanfront pool, private beach access, award-winning dining, a full-service spa, state-of-the-art fitness center, tennis, pickleball, and a full calendar of social activities. With its desirable first-floor location, spacious three-bedroom floor plan, beautiful interior finishes, and exceptional access to the resort lifestyle, this residence presents an outstanding opportunity to own in one of Northeast Florida's most sought-after oceanfront communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,676
Sqft
3.6 ac
Lot size
1
Garage
2003
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,389 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,389/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.8%
$/sqft vs HAMMOCK BEACH CLUB
$343 vs $523
Days on market
9 vs 47 typical
Where $343/sqft sits among the 6 homes for sale in HAMMOCK BEACH CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
2 of 6
HAMMOCK BEACH CLUB have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$600,000
200 OCEAN CREST DRIVE UNIT 317 · same community
3 bd · 3 ba · 1,676 sqft · $358/sqft · 731 DOM
Sold · Dec ’25$735,000
200 OCEAN CREST DRIVE UNIT 907 · same community
3 bd · 3 ba · 1,676 sqft · $439/sqft · 1 DOM
Sold · Oct ’25$660,000
200 OCEAN CREST DRIVE UNIT 606 · same community
3 bd · 3 ba · 1,676 sqft · $394/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 108 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 108 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 108?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $3,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 108?+
The most recent tax bill on record (2025) was $6,938. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 108?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $575,000, this home is listed about 46% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 108?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$575,000 runs 51% above the PALM COAST 32137 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Karla Goodman. MLS #FC319971.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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