David Ramirez
$210,0002 bd2.5 ba1,107 sqft$190 /sqft$1,937 /mo all-in ↓

3933 OAK MILL ROAD, ORANGE PARK, FL, 32065

Active9 days on marketListed Jul 13, 2026MLS #FC319835

Priced 47% below the ORANGE PARK 32065 medianTownhousePLANTATION OAKS TOWNHOMES

About this home

3933 OAK MILL ROAD

Welcome to a beautifully maintained townhome built in 2023, offering modern style and low-maintenance living. With the roof, HVAC, plumbing, electrical, and appliances just three years old, you'll enjoy peace of mind that comes with a nearly new home. Located in one Oakleaf's most desirable communities, residents enjoy access to community pools, parks, basketball and tennis courts, jogging, and scenic green spaces--perfect for recreation and connecting with community residents. Conveniently located within a quick drive to highly rated schools, major highways, shopping, dining, and everyday conveniences. Naval Air Station Jacksonville is also just a short drive away, making this an excellent choice for commuters, military, veterans, and civilian professionals alike. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this nearly new townhome offers modern comfort, outstanding community amenities, and a location that truly has it all.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,107

Sqft

0.03 ac

Lot size

2023

Year built

Two

Levels

$190

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesWest
ExteriorPrivate Yard

Community & fees

HOA fee$195/mo
Taxes (2025)$3,035/yr
PetsYes
CommunityClubhouse · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,937 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$253
HOA fee — from the listing$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$1,937/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$253
HOA / condo fee$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orange Park actives

$190 vs $185

Days on market

9 vs 98 typical

Where $190/sqft sits among the 30 Orange Park actives

7
3
7
8 · this home
1
4
$138–155$155–172$172–189$189–206$206–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orange Park

Map of 3933 OAK MILL ROAD

Get to know Orange Park. See the full Orange Park guide →

ORANGE PARK 32065 — neighborhood snapshot

Population

40,366

Median age

36.5

Median income

$92,842

Median home value

$278,500

Avg household

2.87

Households w/ children

6,007

For the school run

Clay County School District

HighOakleaf High School★★★★
MiddleOakleaf Junior High★★★★
ElementaryDiscovery Oaks Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orange Park market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$340K$409K

Orange Park median sold, yr/yr

98.9%

Sale-to-list ratio (12 mo)

7 of 30

Orange Park actives have cut their price

Median sold price, Orange Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the ORANGE PARK 32065 median. See the full Orange Park market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $210,000 · 9 days on market since
2023Built · PLANTATION OAKS TOWNHOMES

Reality check

What actually sold near 3933 OAK MILL ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3281 CHESTNUT RIDGE WAYSold · Aug ’25

$265,000

3281 CHESTNUT RIDGE WAY

2 bd · 2 ba · 1,228 sqft · $216/sqft · 10 DOM

359 SUNSTONE COURTSold · Apr ’26

$197,000

359 SUNSTONE COURT

3 bd · 2.5 ba · 1,440 sqft · $137/sqft · 154 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3933 OAK MILL ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3933 OAK MILL ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3933 OAK MILL ROAD FAQs

What would the monthly payment be for 3933 OAK MILL ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,937/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3933 OAK MILL ROAD?+

The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3933 OAK MILL ROAD?+

The most recent tax bill on record (2025) was $3,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3933 OAK MILL ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orange Park?+

At $210,000, this home is listed about 40% below the Orange Park median of $351,750. The market section on this page shows how the area is trending.

Which schools are assigned to 3933 OAK MILL ROAD?+

Oakleaf High School (high), Oakleaf Junior High (middle), Discovery Oaks Elementary (elementary) — Clay County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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