421 STATE ROAD 207 ROAD, EAST PALATKA, FL, 32131
Active21 days on marketListed Jul 13, 2026MLS #FC319831
About this home
421 STATE ROAD 207 ROAD
Discover the potential of this vacant residential lot located on State Road 207 in East Palatka, Florida. Offering approximately 0.17 acres, this property presents an excellent opportunity to build your future home, purchase an investment property, or secure land in an area with convenient access to nearby amenities. Ideally situated just minutes from Palatka and a short drive to St. Augustine, this location provides the perfect balance of small-town living and accessibility. Enjoy nearby parks, public boat ramps, the St. Johns River, shopping, dining, and major roadways while creating a home tailored to your lifestyle. Whether you're a builder, investor, or future homeowner, this property offers outstanding potential in a growing area. Buyer is responsible for verifying zoning, land use, utilities, building requirements, lot dimensions, and all information deemed important to the buyer. The seller is a licensed Realtor.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$481 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$481/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside East Palatka
Get to know East Palatka. See the full East Palatka guide →
EAST PALATKA 32131 — neighborhood snapshot
Population
4,596
Median age
45.6
Median income
$66,580
Median home value
$222,300
Avg household
2.31
Households w/ children
425
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The East Palatka market
$530K → $315K
East Palatka median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
Median sold price, East Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the EAST PALATKA 32131 median. See the full East Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 421 STATE ROAD 207 ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$67,000
116 STONE FARM ROAD
3 bd · 2 ba · 1,440 sqft · $47/sqft · 7 DOM
Sold · Feb ’26$1,350,000
133 FEDERAL POINT ROAD
4 bd · 3 ba · 3,855 sqft · $350/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 421 STATE ROAD 207 ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 421 STATE ROAD 207 ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
421 STATE ROAD 207 ROAD FAQs
What would the monthly payment be for 421 STATE ROAD 207 ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $481/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 421 STATE ROAD 207 ROAD?+
The most recent tax bill on record (2025) was $94. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in East Palatka?+
At $49,500, this home is listed about 87% below the East Palatka median of $375,950. The market section on this page shows how the area is trending.
Which schools are assigned to 421 STATE ROAD 207 ROAD?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of DASHH REAL ESTATE · Steve Dennison. MLS #FC319831.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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