10 BEACHSIDE DRIVE, PALM COAST, FL, 32137
Active5 days on marketListed Jul 15, 2026MLS #FC319796
About this home
10 BEACHSIDE DRIVE
Discover the joy of coastal living in this original-owner, custom-built masonry home, where calm tranquility and refreshing salt ocean breezes greet you daily. Nestled in the serene Hammock community, south of Marineland this rare and well-priced opportunity offers peaceful seclusion with deeded beach access and an Intracoastal Waterway easement featuring a covered dock and seating area. This thoughtfully designed residence boasts an in-ground pool with lanai, copper wiring throughout, three bedrooms, two bathrooms, and a two-car garage. Elegant details include 4-inch crown molding, 11-foot tray ceilings, a gas fireplace, custom-built kitchen cabinetry with a dedicated coffee serving station, and bathrooms equipped with solid brass fixtures. Additional highlights feature a 2023 roof, custom-sized closets, and a 2026 refrigerator, microwave, and disposal. Spanning approximately 1,947 square feet (GIS) on a spacious 0.3-acre lot (12,960 square feet), this home provides ample room for comfortable living. With its scarcity in today’s market, this window of opportunity to own in this desirable community is available now. Embrace the pleasant, unhurried lifestyle that awaits.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,947
Sqft
0.29 ac
Lot size
2
Garage
2000
Year built
One
Levels
$385
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,805 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,805/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.8%
$/sqft vs Palm Coast actives
$385 vs $226
Days on market
5 vs 47 typical
Where $385/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
167 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 BEACHSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$475,000
21 DEERWOOD STREET · same community
3 bd · 2.5 ba · 2,195 sqft · $216/sqft · 132 DOM
Sold · Nov ’25$460,000
86 LAS CASITAS BOULEVARD
4 bd · 2 ba · 1,999 sqft · $230/sqft · 362 DOM
Sold · Aug ’25$482,000
6 SAN FILIPE WAY
4 bd · 2 ba · 2,000 sqft · $241/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 BEACHSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 BEACHSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10 BEACHSIDE DRIVE FAQs
What would the monthly payment be for 10 BEACHSIDE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,805/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 BEACHSIDE DRIVE?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 BEACHSIDE DRIVE?+
The most recent tax bill on record (2025) was $2,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 BEACHSIDE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $750,000, this home is listed about 90% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 BEACHSIDE DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 99% above the PALM COAST 32137 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REALTY FIRST CHOICE · Nikki Black. MLS #FC319796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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