48 BIRCHWOOD DRIVE, PALM COAST, FL, 32137
Active25 days on marketListed Jul 7, 2026MLS #FC319794
About this home
48 BIRCHWOOD DRIVE
Under Construction. Discover the versatility and comfort of the Bryce B, a thoughtfully designed 4-bedroom, 3-bath home offering 1,822 living square feet and a functional split-bedroom layout that blends style with everyday livability. At the heart of the home is an inviting alternate kitchen with a large island bar and adjacent café, creating the perfect space for casual dining, entertaining, and gathering with family and friends. Interior upgrades include tile in the main living areas and owner’s suite, upgraded cabinets, granite countertops in the kitchen and baths, 42” upper cabinets in the kitchen, and an upgraded lighting package with pendant lighting over the island. A tiled shower in bath 2 adds even more comfort and style. Designed to fit a variety of lifestyles, the Bryce plan offers flexible living spaces and the modern features today’s buyers are looking for.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,822
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,797 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,797/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs INDIAN TRAILS
$224 vs $200
Days on market
25 vs 47 typical
Where $224/sqft sits among the 11 homes for sale in INDIAN TRAILS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
6 of 11
INDIAN TRAILS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 48 BIRCHWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$340,000
56 BROWNSTONE LANE · same community
3 bd · 2 ba · 1,814 sqft · $187/sqft · 8 DOM
Sold · May ’26$441,314
21 BUTTERMILK DRIVE · same community
3 bd · 3 ba · 1,810 sqft · $244/sqft · 20 DOM
Sold · Mar ’26$410,000
8 BANNERWOOD LANE · same community
3 bd · 2 ba · 1,804 sqft · $227/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 48 BIRCHWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 48 BIRCHWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
48 BIRCHWOOD DRIVE FAQs
What would the monthly payment be for 48 BIRCHWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,797/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 48 BIRCHWOOD DRIVE?+
The most recent tax bill on record (2025) was $666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $407,900, this home is listed about 3% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 48 BIRCHWOOD DRIVE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SEAGATE REAL ESTATE INC · Tommie Krawiec. MLS #FC319794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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