David Ramirez
$1,560,0003 bd3 ba3,296 sqft$473 /sqft$10,466 /mo all-in ↓

63 FRONT STREET, PALM COAST, FL, 32137

Active16 days on marketListed Jul 8, 2026MLS #FC319774

WaterfrontPrivate poolSingle Family ResidenceGRAND HAVEN

About this home

63 FRONT STREET

Hidden beneath a canopy of majestic mature live oaks at the end of a long private driveway on nearly ¾ of an acre, this extraordinary residence showcases timeless Mediterranean architecture rarely found in Palm Coast. Bordering Grand Haven's waterfront park with no neighboring home on one side, the estate offers exceptional privacy while embracing breathtaking views of the Intracoastal Waterway. From the moment you enter, soaring ceilings, graceful archways, stone fountains, rich granite flooring, & walls of picture windows immediately draw your eye to the tranquil waters beyond. Formal living & dining rooms provide elegant spaces for entertaining, while the spacious family room was designed to showcase spectacular waterfront views. The first-floor primary suite is a private retreat featuring expansive picture windows overlooking the Intracoastal, a double-sided gas fireplace shared with a sitting area perfect for a home office or reading nook, dual walk-in closets, and direct access to the screened pool. Wake each morning to breathtaking sunrises over the water from the comfort of your own suite. Beautifully finished in timeless marble, the luxurious ensuite offers double vanities, an exquisite marble mosaic walk-in shower, a jetted soaking tub, & a private water closet with bidet. A separate marble-finished half bath provides convenient access directly from the primary suite to the pool. Upstairs, two spacious guest bedrooms share a beautifully appointed Jack-and-Jill bathroom, while one bedroom opens onto a private balcony overlooking the pool with peaceful views of the Intracoastal Waterway. Throughout the home, every bathroom has been thoughtfully finished in elegant marble, reflecting the exceptional craftsmanship found throughout the residence. Outside is your private screened pool & spa, where mornings begin with colorful sunrises over the Intracoastal and afternoons are often accompanied by dolphins and manatees gliding through the water. Just beyond, the covered boathouse features a 34-foot covered slip, 9,000-pound High-Tide boat lift, approximately 12-foot beam, electric service, fresh water, generous walk-around decking, and additional side mooring. Built in 2008, the boathouse perfectly complements the home's timeless architecture while providing effortless access to the Intracoastal Waterway. Located within the prestigious gated community of Grand Haven, residents enjoy a staffed security gate,2 resort-style pools, a restaurant, fitness center, tennis courts, pickleball courts, basketball courts, playgrounds, miles of scenic walking and biking trails, and a vibrant calendar of clubs and community events. HOA and CDD fees include access to these exceptional amenities, while the acclaimed Jack Nicklaus Signature Golf Course is available through optional membership. Perfectly positioned just 2 miles from shopping, restaurants, grocery stores, and everyday conveniences, approximately 7 miles from Flagler Beach, 18 miles from Historic Downtown St. Augustine, and 28 miles from Daytona Beach, this remarkable estate offers the perfect balance of privacy, luxury, and convenience. True Mediterranean waterfront estates of this caliber rarely become available. More than a home, this is a timeless waterfront estate where exceptional craftsmanship, remarkable privacy, and an extraordinary Intracoastal lifestyle come together to create one of Grand Haven's most distinctive residences.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,296

Sqft

0.7 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$473

Per sqft

Private poolWaterfrontFireplacePark/Greenbelt & Pool & Trees/Woods & Water viewPets allowed

Inside

FlooringGranite · Marble · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPark/Greenbelt · Pool · Trees/Woods · Water
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized · Parking Pad
ExteriorBalcony · Fire Pit · French Doors · Irrigation System · Private Entrance · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$165/mo
Taxes (2025)$13,655/yr
PetsYes
CommunityDock · Fishing · Intracoastal Waterway · Lake · River · Water Access · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Sewer Connected · Sprinkler Well · Street Lights · Underground Utilities · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,466 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,418
PMI (est., until 20% equity)$585
Property tax — 2025 actual bill$1,138
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $156,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $156,000
Interest rate6.00%
Loan term

Estimated payment

$10,466/mo

Principal & interest$8,418
PMI (est., until 20% equity)$585
Property taxes (actual bill)$1,138
HOA / condo fee$165
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.0MedgeAI estimate $1,299,296 · range $1.1M$1.6M$1.6M

vs edgeAI estimate

+20.1%

$/sqft vs GRAND HAVEN

$473 vs $250

Days on market

16 vs 47 typical

Where $473/sqft sits among the 19 homes for sale in GRAND HAVEN

12
5
2
0
0
0 · this home
$212–256$256–299$299–343$343–386$386–430$430+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grand Haven

Map of 63 FRONT STREET inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Grand Haven — neighborhood snapshot

Population

3,308

Median age

65

Median income

$88,771

Median home value

$468,511

Avg household

2

Households w/ children

182

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
MiddleIndian Trails Middle School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

6 of 19

GRAND HAVEN have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 311% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $1,560,000 · 16 days on market since
2000Built · GRAND HAVEN

Reality check

What actually sold near 63 FRONT STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

83 FRONT STREETSold · Feb ’26

$1,250,000

83 FRONT STREET · same community

4 bd · 3.5 ba · 3,259 sqft · $384/sqft · 6 DOM

9 CREEKSIDE DRIVESold · Jul ’26

$635,000

9 CREEKSIDE DRIVE · same community

4 bd · 4 ba · 3,562 sqft · $178/sqft · 228 DOM

9 SWEETWATER COURTSold · Jun ’26

$785,000

9 SWEETWATER COURT · same community

4 bd · 2.5 ba · 2,733 sqft · $287/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 63 FRONT STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 63 FRONT STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

63 FRONT STREET FAQs

What would the monthly payment be for 63 FRONT STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,466/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 63 FRONT STREET?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 63 FRONT STREET?+

The most recent tax bill on record (2025) was $13,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 63 FRONT STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,560,000, this home is listed about 295% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 63 FRONT STREET?+

Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,560,000 runs 311% above the PALM COAST 32137 median — but at 3,296 sqft it's also nearly twice the size of the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Ashley Stover. MLS #FC319774.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Coast homes, in your inbox

Like 63 FRONT STREET but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 9:18 PM UTC. The listing information on this page last changed on July 24, 2026 at 9:18 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 9:18 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 9:18 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.